Keep Udhar: Money You Gave or Got

Note money you lent or borrowed, mark it paid back, and get a reminder when a friend has owed you for a while.

Udhar is money you gave a friend, or took from one, outside any bill. In Split, tap + and choose Udhar.

Add udhar

Choose I Gave or I Got.
Pick the friend: From Contacts, or Type Name (friends you have money with show as you type).
Enter the Amount and a Note, such as Movie tickets.
You gave it by: UPI / Bank / Card or Cash, then tap Save Udhar.

The Udhar page

Tap Udhar in the footer: You’ll get and You owe, the tabs Open, Settled and Activity, the friends who owe you and whom you owe, and each entry with Edit, View and Remove.

When it comes back

Tap View on the entry, then Mark paid, or Remind to send the friend a message with the amount and your UPI details. When the money arrives by UPI and your bank sends an SMS, SkyloFin can mark it paid for you: see settle up and reminders.

Movie tickets: Arjun owes you ₹500, with Mark paid and Remind

Udhar reminders

In your Profile, under Money, Udhar Reminders sends you a notification when a friend still owes you after 3, 7 (the default) or 14 days, at most one a day. Choose Off to stop them. The reminder is for you; SkyloFin never messages your friend.

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.