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Grocery credit cards in India

35 options, compared on the numbers that decide it: what you pay to hold one, what you get back, and who is eligible.

  • 35Options
  • 8Providers

A grocery card pays a higher rate on supermarket and grocery app spends than on everything else. Some pay it at every grocery store, others only at one named chain or app, so check where the rate applies on each card's page.

35 cards (filtered)
DiningFeatured
HSBC Live Plus Credit Card

HSBC Live Plus Credit Card

HSBC

Joining fee
₹999 + GST
Annual fee
₹999 + GST
Rewards
1.5% base, up to 10% on dining
Fee waived on
₹2 lakh spend a year
Read more
  • Earn 10% Accelerated Cashback (up to Rs 1,000/month) on dining, food delivery and groceries and Earn unlimited 1.5% Cashback on other eligible spends
  • Save up to 15% on dining bills at 200+ partner restaurants through the HSBC Live+ Dining Programme
  • 4 complimentary domestic airport lounge visits per year (1 per calendar quarter)
  • Get Rs 1,000 Cashback when you download & log into the bank’s app and spend Rs 20,000 in first 30 days
  • Receive a complimentary 12-month Times Prime subscription, giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more
  • Get Amazon Pay, Swiggy, or Zomato vouchers worth up to Rs 500 on card activation with a minimum single transaction of Rs 300
Apply NowView details
Fuel
SBI BPCL Credit Card

SBI BPCL Credit Card

State Bank of India

Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards
0.25% base, up to 1.25% on dining; 3.25% only at partner merchants
Fee waived on
₹1 lakh spend a year
Apply NowView details
Grocery
Apollo SBI Card

Apollo SBI Card

State Bank of India

Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards
0.5% base, up to 2% on dining; 3% only at partner merchants
Fee waived on
₹1 lakh spend a year
Apply on SBI CardView details
Dining
AU Tejas Credit Card

AU Tejas Credit Card

AU Small Finance Bank

Joining fee
₹500 + GST
Annual fee
₹500 + GST
Rewards
0.25% on most spends; 10% only at partner merchants
Fee waived on
₹1,50,000 spend a year
Apply NowView details
Showing 24 of 35

Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Card changes

Recent Changes on Grocery Cards

Banks change fees and rewards often. These are the latest on grocery cards we list, with the source.

All card changes

Questions About Grocery Credit cards

Straight answers before you apply. Each card's own terms are on its page.

Do grocery delivery apps count as grocery?

On many cards they do; on some they count as online shopping or food delivery. Each card's rates table shows where its grocery rate applies.

Is there a monthly cap on grocery rewards?

Often yes. The cap, when the bank states one, is next to the rate on each card's page.

How many Grocery credit cards does SkyloFin compare?

35 right now, each with its fees, benefits and eligibility from the provider's own published terms. SkyloFin never charges you to apply.

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Guides in Plain Words

Short reads that explain how it works before you decide.

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