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Inflation Calculator

What will things cost in the future?

Prices rise every year, so the same rupee buys less over time. Enter an amount, an inflation rate and a number of years to see the future cost, and what today's money will be worth then.

₹
%

Latest official CPI inflation: 5.54% for September 2026 (MoSPI, all India).

years

Cost then

₹1,79,085

Price rise₹79,085
What today's amount will buy then₹55,839
Value lost44.16%
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Indicative only. Your lender’s figures may differ. Nothing you enter here is sent anywhere or stored.

How It's Calculated

Cost then = cost today × (1 + inflation)^years

What today's amount will buy then is the reverse: amount ÷ (1 + inflation)^years. Value lost is the share of buying power gone.

Worked Example

If you enter

  • Cost today₹1,00,000
  • Inflation a year6 %
  • Years from now10 years

You get

  • Cost then₹1,79,085
  • Price rise₹79,085
  • What today's amount will buy then₹55,839
  • Value lost44.16%

These are the calculator's starting values. Change them above to see your own.

Where to Invest

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Angel One

Delivery brokerage
Lower of Rs 20 or 0.1% (min Rs 5); Rs 0 up to Rs 500 in the first 30 days
Broker type
Discount
Free delivery trades
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Broker
Angel One
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  • Demat and trading account for stocks, F&O, IPOs, mutual funds and commodities, opened online for free. No brokerage up to Rs 500 in your first 30 days; after that the lower of Rs 20 or 0.1% per order.

Common Questions

What inflation rate should I use?

India's consumer price inflation has mostly been between 4% and 7% a year over the last decade; 6% is a common planning figure. Education and health costs often rise faster.

How is the future cost worked out?

Cost then = cost today × (1 + inflation)^years. At 6%, prices roughly double in 12 years.

How do I beat inflation?

By earning more after tax than prices rise. A savings account at 3% loses value at 6% inflation; long-term equity and some deposits have done better, with their own risks.

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