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Secured credit cards in India

4 options, compared on the numbers that decide it: what you pay to hold one, what you get back, and who is eligible.

  • 4Options
  • 3Providers

A secured card is issued against a fixed deposit, with a limit set as a share of the deposit. It needs no income proof or credit history, so it is a way to build a credit score from nothing.

4 cards (filtered)
Showing 4 of 4

Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Card changes

Recent Changes on Secured Cards

Banks change fees and rewards often. These are the latest on secured cards we list, with the source.

All card changes

Questions About Secured Credit cards

Straight answers before you apply. Each card's own terms are on its page.

Does a secured card build my credit score?

Yes. It is reported to the credit bureaus like any other card, so paying on time builds your history.

Does my fixed deposit keep earning interest?

Yes, the deposit earns interest as usual. It cannot be withdrawn while the card is open.

How many Secured credit cards does SkyloFin compare?

4 right now, each with its fees, benefits and eligibility from the provider's own published terms. SkyloFin never charges you to apply.

Work Out the Numbers

Free calculators that run in your browser. Nothing you type is sent to us.

FD CalculatorWhat will my fixed deposit be worth?Credit Card Rewards CalculatorIs my credit card's annual fee worth the rewards?Credit Card Interest CalculatorWhat does paying only the minimum cost me?No-Cost EMI Reality CheckerIs no-cost EMI really free?
Credit Cards

Guides in Plain Words

Short reads that explain how it works before you decide.

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