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Premium credit cards in India

61 options, compared on the numbers that decide it: what you pay to hold one, what you get back, and who is eligible.

  • 61Options
  • 7Providers

A premium card has a high annual fee and higher rewards, lounge access, travel and golf benefits and concierge services. It needs a high income or a large spend to get and to be worth the fee.

61 cards (filtered)
Showing 24 of 61

Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Card changes

Recent Changes on Premium Cards

Banks change fees and rewards often. These are the latest on premium cards we list, with the source.

All card changes

Questions About Premium Credit cards

Straight answers before you apply. Each card's own terms are on its page.

Who should get a premium card?

Someone whose yearly spend earns more in rewards and benefits than the annual fee. For most people, a mid-range card gives more value.

Can the annual fee be waived?

Many premium cards waive or refund it above a yearly spend. The waiver amount is on each card's page.

How many Premium credit cards does SkyloFin compare?

61 right now, each with its fees, benefits and eligibility from the provider's own published terms. SkyloFin never charges you to apply.

Work Out the Numbers

Free calculators that run in your browser. Nothing you type is sent to us.

Credit Card Rewards CalculatorIs my credit card's annual fee worth the rewards?Credit Card Interest CalculatorWhat does paying only the minimum cost me?No-Cost EMI Reality CheckerIs no-cost EMI really free?
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Guides in Plain Words

Short reads that explain how it works before you decide.

All Credit Cards guides
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