Disclaimer

1. Not financial advice

SkyloFin explains how financial products work and what they cost, so you can compare them. It does not know your income, your debts or your goals, and nothing on this site or in the SkyloFin app is financial, investment, tax or legal advice for your circumstances.

SkyloFin and Skylo Digital are not SEBI-registered investment advisers. For a decision that depends on your situation, speak to a qualified adviser.

2. Not a bank, lender or insurer

SkyloFin does not issue cards, lend money, hold deposits, run trading accounts or sell insurance. Every product listed here is offered by its bank, lender or broker, and approval, limits, rates and terms are always their decision.

3. Accuracy of product information

Fees, interest rates, rewards and eligibility come from the providers' own pages and, for credit cards, from CardAdvisor's open India Credit Card Facts dataset. Each product page shows when its facts were last verified.

Providers change their products, sometimes without notice, so a figure can be out of date by the time you read it. Always confirm the current terms on the provider's own site before you apply. If you spot a difference, tell us and we will correct it.

4. Calculators are estimates

The calculators use the standard formulas lenders and fund houses use, and run in your browser. They cannot know your lender's rounding, processing fees, taxes or the rate you personally qualify for. Investment calculators assume the return you enter; real returns go up and down, and past returns do not promise future ones.

5. Links to other websites and referral fees

Apply buttons and offers take you to the provider's or brand's own website, which has its own terms and privacy policy. We are not responsible for their content, their decisions or their service.

When you apply through some of these links and are approved, the provider may pay SkyloFin a referral fee. You pay nothing extra, and it does not change the order in which products are listed.

6. Shopping offers

Coupons and deals are supplied by the brands through affiliate networks. A code can expire, run out or carry conditions that change before our listing updates. The brand's checkout decides whether it applies.

7. The SkyloFin app

The app reads the transaction alerts your bank sends to your phone and turns them into a record of your money. Banks word their messages in many ways, so the app can occasionally miss a transaction, read an amount or a merchant wrongly, or place it in the wrong category. Check it against your bank statement for anything that matters, and correct a transaction in the app when you see an error.

8. Names and logos

Bank, card, lender and brand names and logos belong to their owners. They are used only to identify the products being compared, and their use does not mean the owner endorses SkyloFin.