Share

Dining credit cards in India

56 options, compared on the numbers that decide it: what you pay to hold one, what you get back, and who is eligible.

  • 56Options
  • 6Providers

A dining card rewards restaurant bills and food delivery, often with discounts through a dining programme. It pays off for people who eat out or order in often.

56 cards (filtered)
DiningFeatured
HSBC Live Plus Credit Card

HSBC

Joining fee
₹999 + GST
Annual fee
₹999 + GST
Rewards
1.5% base, up to 10% on dining
Fee waived on
₹2 lakh spend a year
Read more
  • Earn 10% Accelerated Cashback (up to Rs 1,000/month) on dining, food delivery and groceries and Earn unlimited 1.5% Cashback on other eligible spends
  • Save up to 15% on dining bills at 200+ partner restaurants through the HSBC Live+ Dining Programme
  • 4 complimentary domestic airport lounge visits per year (1 per calendar quarter)
  • Get Rs 1,000 Cashback when you download & log into the bank’s app and spend Rs 20,000 in first 30 days
  • Receive a complimentary 12-month Times Prime subscription, giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more
  • Get Amazon Pay, Swiggy, or Zomato vouchers worth up to Rs 500 on card activation with a minimum single transaction of Rs 300
Fuel
SBI BPCL Credit Card

State Bank of India

Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards
0.25% base, up to 1.25% on dining; 3.25% only at partner merchants
Fee waived on
₹1 lakh spend a year
Shopping
Flipkart Axis Bank Credit Card

Axis Bank

Joining fee
₹500 + GST
Annual fee
₹500 + GST
Rewards
1% on most spends; 7.5% only at partner merchants
Welcome benefit
₹250 in vouchers, points or cashback on card activation
Fee waived on
₹3,50,000 spend a year
Read more
  • Co-branded with Flipkart, built for regular shoppers
  • 5.0% back on Flipkart purchases
  • Accelerated cashback at: Flipkart, Cleartrip, Myntra
  • UPI enabled credit card
  • 5% cashback at Flipkart, Cleartrip, capped ₹4,000/quarter/merchant
  • 7.5% cashback on Myntra, capped ₹4,000/quarter
Grocery
Apollo SBI Card

State Bank of India

Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards
0.5% base, up to 2% on dining; 3% only at partner merchants
Fee waived on
₹1 lakh spend a year
Dining
AU Tejas Credit Card

AU Small Finance Bank

Joining fee
₹500 + GST
Annual fee
₹500 + GST
Rewards
0.25% on most spends; 10% only at partner merchants
Fee waived on
₹1,50,000 spend a year
Showing 24 of 56

Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Questions About Dining Credit cards

Straight answers before you apply. Each card's own terms are on its page.

Do food delivery apps count as dining?

On many cards they do, but some count them as online shopping. Each card's page shows its categories.

How many Dining credit cards does SkyloFin compare?

56 right now, each with its fees, benefits and eligibility from the provider's own published terms. SkyloFin never charges you to apply.

SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

  • Reads bank SMS No account linking, no passwords.
  • Sorts every rupee Into categories you can edit.
  • Bills and cards Statements found, due dates reminded.
  • Your Google Drive Backed up to you, never to us.