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IDFC FIRST Millennia Credit Card: Every Change

Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.

  • 7Changes
  • 1Card
  • 5Reduced

View IDFC FIRST Millennia Credit Card →All card changes

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October 2026

September 2026

June 2026

  • IDFC FIRST Millennia Credit Card
    IDFC FIRST Millennia Credit CardIDFC First Bank · 2 changes
    View card

    • Reduced18 Jun 2026

      In-app travel accelerators trimmed (hotels & flights)

      Before33% bonus on hotels, 13% bonus on flights
      Now20% bonus on hotels, 10% bonus on flights

    • Reduced18 Jun 2026

      Points get 24-month expiry + credit-limit earn cap

      BeforePoints never expired; no per-cycle earn cap
      Now24-month expiry; rewards capped to credit limit per cycle
      Bank's notice ↗

January 2026

  • IDFC FIRST Millennia Credit Card
    IDFC FIRST Millennia Credit CardIDFC First Bank · 2 changes
    View card

    • Reduced18 Jan 2026

      FASTag & railway spends cut to 1X, plus high-usage fees

      BeforeEarned at card rate, counted toward 10X threshold
      Now1X only; excluded from 10X threshold; 1% high-usage fee

    • ReducedJan 2026

      Rent, high-fuel and third-party-education payments pick up 1% fees

      BeforeNone
      Now1% on rent (min ₹249); 1% on fuel above ₹30,000/cycle; 1% on education via third-party apps (min ₹249)
      Bank's notice ↗

Showing 7 of 7

Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.

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