The Card That Pays You Most, From Your Own Spending.
SkyloFin already knows what you spend on shopping, dining, fuel and travel, from your own messages, on your phone. The card finder uses that to rank the credit cards you can get by what they would give back after their fee. Loans, savings and demat accounts are there to compare too.
- Your spendFilled in from your SMS
- After feeWhat a card gives back
- Lowest rateLoans shown first
What You Get
Everything below is in the app today.
Ranked by your spending
Your income and monthly spend by category are filled in from your messages; change any of them, and cards are ranked by what they give back a year after the fee.
Cards you hold are left out
The finder never suggests a card you already have.
Worked out on your phone
For You is worked out on the phone from your spending; your spending is not sent to us.
Loans you can get
Enter the amount you need; loans whose stated rules you meet are shown lowest rate first, never by what a lender pays us.
Compare everything
Credit cards, loans, savings and demat accounts, filtered by bank or type, with fees, benefits and eligibility.
Shopping deals
Coupons and deals from Indian brands, searchable, with the store and when each ends.
See It in the App
Real screens with sample data.





How It Works
Open Offers
The gift button in the middle of the bottom bar.
Find your best card
Your spending is filled in; change it if you like.
See the ranking
Yearly value after the fee, the fee and the income needed.
Apply on the bank's site
The bank decides; you pay nothing extra.
Step by step, with screenshots
Common Questions
How does SkyloFin pick a credit card for me?
It uses your income and what you spend in each category, read from your messages on your phone, and ranks the cards you can get by what they would give back in a year after their fee.
Does SkyloFin earn money when I apply?
Yes, the bank may pay SkyloFin a commission if you are approved. You pay nothing extra, and the rate and terms are the bank's own. Rankings are never by commission.
Is my spending shared with banks?
No. The finder runs on your phone; nothing you see or type is sent until you choose to apply on the bank's own site.
More in SkyloFin - Expense Tracker
Want It on Your Phone?
SkyloFin is free, with no ads and nothing to buy, and needs Android 7.0 or later.