SkyloFin - Expense Tracker · Accounts, Cards and Loans

Everything You Have, Everything You Owe.

Your accounts, cards, loans and investments are found from the messages your bank, card and fund house already send. SkyloFin adds them up into one net worth, with what you owe on each card and loan.

Get It on Google PlaySee how it works
  • 1Net worth, all accounts
  • AutoAccounts found from SMS
  • EMIsPaid so far, tracked
Net worth with assets and liabilities
Credit cards with total outstanding
Loans with outstanding amounts

What You Get

Everything below is in the app today.

One net worth

What is in your accounts and investments, minus what you owe on cards and loans, in one figure.

Bank accounts, found

Each account appears from its bank's messages, with the balance whenever the bank includes it.

Balance by missed call

When a balance is unknown, one tap opens your bank's missed-call balance number; the reply SMS fills it in.

Cards and what is due

Credit and debit cards with the total outstanding, each card's due date and its statement.

Loans and EMIs paid

Each loan's outstanding amount, the EMIs SkyloFin has seen so far, and the next one due. An EMI is a repayment, not spending.

Investments from fund SMS

SIP instalments and fund purchases add to the right holding by folio. Add FDs, gold, PPF or stocks yourself.

See It in the App

Real screens with sample data.

Net worth with assets and liabilities
Net worth with assets and liabilities
Credit cards with total outstanding
Credit cards with total outstanding
Loans with outstanding amounts
Loans with outstanding amounts

How It Works

Messages arrive

From your bank, card issuer, lender and fund house.

Accounts appear

Each account, card, loan and fund is added from them.

See the total

The Money tab adds it up into your net worth.

Fix anything

Rename an account, set its type, or add one by hand.

Step by step, with screenshots

Common Questions

How does SkyloFin know my bank balance?

Many banks include the balance in their transaction alerts. When one does not, the Balance button opens your bank's missed-call balance number, and the bank's reply SMS fills it in.

Is a loan EMI counted as spending?

No. A paid EMI is counted as a loan repayment, and the loan's outstanding and EMIs paid so far are shown on the Loans screen.

Can I add an account or investment that sends no SMS?

Yes. Add a bank account, loan or investment by hand, and enter its balance or value.

More in SkyloFin - Expense Tracker

SplitBills and trips with friends, settled by UPIUdharMoney you lent or borrowed, reminded and settled by UPIAutomatic TrackingBank and UPI SMS become transactions on their ownBudgets and GoalsMonthly budgets and savings goals that fill in themselvesBills and RemindersCard bills and EMIs with due-date remindersSubscriptionsEvery subscription and AutoPay, with the monthly totalReports and PDFMonthly reports by category, and PDF statementsInvestmentsSIPs, mutual funds, deposits and more, in one totalCard and Loan OffersCards ranked by your spending, loans by rateCalculators and ToolsEMI, SIP and tax calculators, IFSC, bank holidaysBackup and SecurityEncrypted Drive backup, app lock and hidden amounts

Want It on Your Phone?

SkyloFin is free, with no ads and nothing to buy, and needs Android 7.0 or later.

Get It on Google PlayEverything the app does