2 options, compared on the numbers that decide it: what you pay to hold one, what you get back, and who is eligible.
A zero balance account has no minimum balance to keep, so there is no penalty when the balance is low. Many are opened online with video KYC.
Kotak Mahindra Bank
Airtel Payments Bank
Straight answers before you apply. Each card's own terms are on its page.
Deposits in banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same as any savings account.
There is no minimum balance charge. Some banks charge for a physical debit card, extra ATM visits or cheque books.
2 right now, each with its fees, benefits and eligibility from the provider's own published terms. SkyloFin never charges you to apply.
Free calculators that run in your browser. Nothing you type is sent to us.
Short reads that explain how it works before you decide.
Automatically organise your spending, track expenses and understand where your money goes.
