Airtel Payments Bank

Airtel Payments Bank Savings Account

Zero BalanceZero balance

Interest rate1.5%
Minimum balanceZero balance
TypeZero Balance

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At a Glance

Interest rate: 1.5%
Minimum balance: Zero balance
Type: Zero Balance
Mobile banking: Yes
UPI: Yes
Offered by: Airtel Payments Bank

What you get

Zero-balance savings account from Airtel Payments Bank, opened in the Airtel Thanks app with Aadhaar. Interest 1.5% a year up to Rs 1 lakh (rate from 1 Sep 2025 as Airtel publishes it; check the current rate in the app). As a payments bank it can hold at most Rs 2 lakh at the end of the day (RBI limit for payments banks).

Fees and charges

No minimum balance. Account management charge Rs 99 + GST a quarter from 1 Jul 2026 (Rs 49 + GST for accounts with government benefit credits in the last 6 months), as listed on Airtel Payments Bank's charges page. Check the current charges in the app before opening.

Who can apply

Resident Indians aged 18 or older with Aadhaar and PAN.

How to apply

Open in the Airtel Thanks app or at an Airtel Payments Bank point with Aadhaar e-KYC.

Eligibility

Min age: 18 years

Common Questions

Does applying through SkyloFin cost more?

No. You pay the same fees you would pay applying directly with Airtel Payments Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.

SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.

Airtel Payments Bank Savings AccountInterest rate: 1.5%

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Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

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