
Equitas Small Finance Bank
Equitas Regular Savings Account
- Interest rate2.5%
- Minimum balance₹10,000
- Debit card feeRs 199 to Rs 250 a year
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
At a Glance
- Interest rate
- 2.5%
- Minimum balance
- ₹10,000
- Debit card fee
- ₹199 to ₹250 a year
- Type
- Regular
- Mobile banking
- Yes
- UPI
- Yes
- Offered by
- Equitas Small Finance Bank
What you get
- Savings account from Equitas Small Finance Bank with high slab rates: 2.5% up to Rs 1 lakh, 7% from Rs 1 lakh to Rs 5 lakh, 6% from Rs 5 lakh to Rs 10 lakh, 6.5% from Rs 10 lakh to Rs 25 crore (from 5 Aug 2026).
Fees and charges
- Average monthly balance Rs 10,000 in metro and urban areas (Rs 5,000 semi-urban, Rs 2,500 rural), with no charge for falling short. Debit card Rs 199 to Rs 250 a year. Forex mark-up on the debit card 3.5%.
Who can apply
- Resident Indians, NRIs, HUFs and minors (with a guardian, or on their own above 10), meeting KYC norms.
How to apply
- Open online or at a branch with KYC documents.
Common Questions
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with Equitas Small Finance Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
Guides in Plain Words
Short reads that explain how it works before you decide.






