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IndusInd Online Savings Account

IndusInd Bank

IndusInd Online Savings Account

Regular
  • Interest rate2.5%
  • TypeRegular
  • Mobile bankingYes

Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.

At a Glance

Interest rate
2.5%
Type
Regular
Mobile banking
Yes
UPI
Yes
Offered by
IndusInd Bank

What you get

  • Savings account opened fully online. Interest 2.5% up to Rs 1 lakh, 3% from Rs 1 lakh to Rs 25 lakh, 4% from Rs 25 lakh to Rs 5 crore (from 1 Mar 2026). Zero balance if you choose a premium debit card or fund it as the chosen variant requires; otherwise an average monthly balance of Rs 20,000.

Fees and charges

  • Zero-balance variants tied to a debit card choice (Platinum Plus debit card Rs 1,200 + GST at opening, or initial funding with the Titanium card); otherwise average monthly balance Rs 20,000. Online IMPS, NEFT and RTGS free.

Who can apply

  • Resident Indians over 18 with no existing IndusInd savings or current account.

How to apply

  • Apply online with Aadhaar and PAN, complete video KYC and fund the account on the opening day.

Eligibility

Min age
18 years

Common Questions

Does applying through SkyloFin cost more?

No. You pay the same fees you would pay applying directly with IndusInd Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.

SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.

IndusInd Online Savings AccountInterest rate: 2.5%
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