
Scapia, issued by Federal Bank and Punjab National Bank
- Joining fee
- Free
- Annual fee
- Free
- Rewards
- 2% on most spends; 4% only at partner merchants
- Network
- Visa
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- No Joining or Annual Fees
- Enjoy International Transactions without any additional foreign currency markup fees
- Unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs 20,000 on the card every month
- Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app. Earn 10 Scapia Coins per Rs 100 on most online & offline spends
- Scapia Coins can be redeemed on Scapia App for any travel (Flight/Stays/Train/Bus) bookings for 100% of the booking value (5 Scapia Coins = Re 1)





























