IDFC FIRST Classic Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 7Changes
- 1Card
- 5Reduced
View IDFC FIRST Classic Credit Card →All card changes
Get an email when the IDFC FIRST Classic Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
October 2026
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
September 2026
Changed15 Sept 2026
Forex markup removed
Bank's notice ↗Before1% to 3.5%, depending on the cardNow0% (nil)Changed9 Sept 2026
Forex markup removed
Bank's notice ↗Before1% to 3.5%, depending on the cardNow0% (nil)
June 2026
Reduced18 Jun 2026
Moved to category rewards; base cut ₹150→₹200
Before1 RP per ₹150; 10X above ₹20k/mo, 3X belowNow1 RP per ₹200; 10X dining/travel/intl, 3X other, 1X utility/rail/insurance/FASTagReduced18 Jun 2026
Points get 24-month expiry + credit-limit earn cap
BeforePoints never expired; no per-cycle earn cap; movie BOGO ungatedNow24-month expiry; points only up to credit limit/cycle; movie BOGO needs ₹20k spend
January 2026
ReducedJan 2026
Rent, high-fuel and third-party-education payments pick up 1% fees
Bank's notice ↗BeforeNoneNow1% on rent (min ₹249); 1% on fuel above ₹30,000/cycle; 1% on education via third-party apps (min ₹249)
August 2023
Reduced21 Aug 2023
Insurance & utility spends cut to 1X
BeforeEarned at base rate, counted toward 10XNow1X only; excluded from 10X earn & threshold
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →
