Credit Card Changes in October 2026
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 25Changes
- 22Cards
- 24Reduced
Get an email when credit cards we list change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
October 2026
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced26 Oct 2026
International spends cut to 1 BluChip per ₹100
Bank's notice ↗Before3 BluChips per ₹100 (base rate)Now1 BluChip per ₹100
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
Reduced23 Oct 2026
Early-closure fee window widens to two years
Bank's notice ↗Before₹499 + GST if closed within one year of activationNow₹499 + GST if closed within two years of activationChanged23 Oct 2026
Late payment fee moves from ₹299 flat to 5% of the outstanding
Bank's notice ↗Before₹299Now5% of the total outstanding, minimum ₹50 and maximum ₹1,000
Reduced11 Oct 2026
Late payment charges raised
Bank's notice ↗Before₹500 (₹1,001 to 5,000) · ₹1,000 (₹5,001 to 25,000) · ₹1,250 (over ₹25,000)Now₹700 (₹1,001 to 5,000) · ₹1,000 / ₹1,100 / ₹1,200 (to ₹10,000 / ₹15,000 / ₹25,000) · ₹1,300 (over ₹25,000)
Reduced5 Oct 2026
Shopping 10% needs more than ₹15,000 of spend in the statement cycle
Bank's notice ↗Before50 Jewels per ₹100 on every eligible purchaseNow5 Jewels per ₹100 instantly; 45 more only if cycle spend tops ₹15,000
Reduced1 Oct 2026
Fuel surcharge waiver cap cut from ₹150 to ₹100 a month
Bank's notice ↗Before1% waiver, capped at ₹150 per statement monthNow1% waiver, capped at ₹100 per statement month
Reduced1 Oct 2026
Forex markup raised from 2.99% to 3.49%
Bank's notice ↗Before2.99% on international transactionsNow3.49% on international transactionsReduced1 Oct 2026
Fuel surcharge waiver cap cut from ₹250 to ₹100 a month
Bank's notice ↗Before1% waiver, capped at ₹250 per statement monthNow1% waiver, capped at ₹100 per statement month
Reduced1 Oct 2026
Fuel surcharge waiver cap cut from ₹200 to ₹100 a month
Bank's notice ↗Before1% waiver, capped at ₹200 per statement monthNow1% waiver, capped at ₹100 per statement month
Reduced1 Oct 2026
Domestic lounge visits now need ₹50,000 of spend in the quarter before
Bank's notice ↗Before2 complimentary domestic airport lounge visits per quarter on a purchase-active cardNow2 visits per quarter, only after ₹50,000 of spend in the previous calendar quarter
Reduced1 Oct 2026
Domestic lounge visits now need ₹50,000 of spend in the quarter before
Bank's notice ↗Before2 complimentary domestic airport lounge visits per quarter on a purchase-active cardNow2 visits per quarter, only after ₹50,000 of spend in the previous calendar quarter
Showing 20 of 25
Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →- GuidesBest Online Shopping Credit Cards in India (2026)The credit cards that pay the most back on online shopping in 2026, which sites count, the monthly cap and the annual fee.Read the guide →




















