CSB Bank
Jupiter Edge+ CSB Bank RuPay Credit Card
Data last verified: 5 October 2026
- Joining feeFree
- Annual feeFree
- Reward rate1% on most spends; 5% only at partner merchants
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
- Joining feeFree
- Annual feeFree
- Forex markup3.5%
- Interest (APR)3.75% a month, 45% a year
- Fuel surcharge waiver1%
- Fuel waiver cap₹100 a month
Edge+ is a RuPay card from Jupiter and CSB Bank with no joining or annual fee, and it works on UPI. It gives 10% back on major shopping brands like Amazon, Flipkart, Myntra, Ajio, Nykaa, Croma, Tata Cliq and Reliance Retail, capped at Rs 2,000 a month. Travel booked on Jupiter Flights earns 5%, capped at Rs 1,000 a month, and everything else earns 1%.
With no fee, even light users come out ahead. A heavy online shopper can earn a lot inside those monthly caps.
It suits online shoppers who buy from these big brands every month. The catch: online shopping outside the listed brands earns only the 1% base rate, there are no stated lounge benefits, and the forex fee is 3.5%.
Best for: Frequent online shoppers, People who buy from Amazon, Flipkart and Myntra, UPI users wanting a free rewards card.
01Jupiter Edge+ CSB Bank RuPay Credit Card Rewards and Benefits
02Jupiter Edge+ CSB Bank RuPay Credit Card Annual Fee and Charges
- Joining fee
- Free
- Annual fee
- Free
- Spend-based waiver
- None
- Rewards redemption fee
- Nil
- Forex markup
- 3.5%
- Interest rate
- 3.75% a month (45% a year)
- Fuel surcharge waiver
- No
- Card replacement
- Not published
03What It's Worth, in Rupees
If you spend ₹20,000 a month on this card:
- ₹20,000 on everything else, earning 1%₹200
- Back each month, ₹2,400 a year₹200
- In your pocket each year₹2,400
Worked out from this card's reward rates, caps and fee in our data; a rate limited to named merchants is not counted here. Your own spending will differ: see what this card is worth at your spend.
Good for
- Travel only at Jupiter Flights: 5% back, up to ₹1,000 a month
- Anyone who wants no annual fee, ever
Skip it if…
- most of your spending is fuel, utility bills, rent or insurance: those earn nothing on this card
- you rarely spend on Jupiter Flights: the 5% rate applies only there, everything else earns 1%
- you often pay in foreign currency: 3.5% is added to every foreign spend
- you sometimes pay only the minimum due: interest of 3.75% a month (45% a year) outweighs any reward
04Product Details
- No joining or annual fee
- 10% back on listed shopping brands, capped ₹2,000 a month
- 5% back on Jupiter Flights, capped ₹1,000 a month
- 1% back on all other spends
- RuPay card that works on UPI
05Pros and Cons
Pros
- No fee
- High 10% rate on popular brands
- 1% on everything else is decent for a free card
Cons
- Monthly caps on the higher rates
- Other online stores earn only 1%
- 3.5% forex fee
06How Jupiter Edge+ CSB Bank RuPay Credit Card earns Rewards
1% on most spends; 5% only at partner merchants.
| Spend category | Rate | Monthly cap | Where it applies |
|---|---|---|---|
| UPI payments (scan and pay) | 1% | No cap | The card's normal rate |
| Online shopping | 1% | No cap | Anywhere else in the category |
| Online shopping, only at listed merchants | 1% | ₹2,000 | Only at: Amazon Flipkart Myntra Tata Cliq Ajio Nykaa Croma Reliance Digital Trent/Tata Retail and Reliance Retail, other online shopping earns the 1% base rateTerms: 5 Jewels/₹100 (1% at ₹0.20) on every purchase at Jupiter's named brands; 45 more per ₹100 (10% in all) only in a statement cycle with over ₹15,000 of spend, carried as the milestone. Caps 1,000 Jewels/txn, 3,000/merchant, 10,000 (₹2,000)/cycle. Brand gift cards earned in Aug 2026 (not Flipkart's) |
| Dining and food delivery | 1% | No cap | The card's normal rate |
| Groceries | 1% | No cap | The card's normal rate |
| Travel: flights, hotels, trains | 1% | No cap | Anywhere else in the category |
| Travel: flights, hotels, trains, only at listed merchants | 5% | ₹1,000 | Only at: Jupiter FlightsTerms: 25 Jewels per ₹100 (~5% at ₹0.20, ~3.5% as cash) on Jupiter Flights only, capped 5,000 Jewels a month; the MMT/Yatra/EMT/ClearTrip aggregators dropped to base rate from 1 Jun 2026 |
| Fuel | Earns nothing | - | earns nothing on this card |
| Bills and recharges | Earns nothing | - | earns nothing on this card |
| Rent | Earns nothing | - | earns nothing on this card |
| Insurance premiums | Earns nothing | - | earns nothing on this card |
| School and college fees | 1% | No cap | The card's normal rate |
| Wallet top-ups | Earns nothing | - | earns nothing on this card |
| Taxes and government payments | Earns nothing | - | earns nothing on this card |
| Spend abroad or in a foreign currency | 1% | No cap | The card's normal rate |
| Everything else | 1% | No cap | The card's normal rate |
Terms on the base rate. 5 Jewels per ₹100 (1% at ₹0.20 a Jewel) on UPI payments made through the Jupiter app; CSB's terms pay nothing via other UPI apps. Uncapped since Jun 2026. As statement credit a Jewel is worth ₹0.14, so cashing out drops this to about 0.7%
Point value. 1 point is worth about ₹0.2 at the bank's stated value.
07Jupiter Edge+ CSB Bank RuPay Credit Card Travel Benefits
Spending abroad carries a 3.5% forex markup; rewards on it: 1% back (the normal rate). See what it costs on your trip
Also on the card. milestone bonuses.
- Milestone bonuses: 45 more Jewels per ₹100 at Jupiter's named shopping brands (10% in all with the instant 5), paid only for a statement cycle with more than ₹15,000 of qualifying spend; valued at ₹5,000 a month at those brands
08Jupiter Edge+ CSB Bank RuPay Credit Card Eligibility and Documents
- Age
- 23 to 60 years
- Employment
- Salaried or self-employed
Documents. PAN or Aadhaar card (identity and address) Income proof, digital salary slips or bank statements A digital selfie for in-app verification
09Recent Changes
What CSB Bank changed on this card recently. The facts on this page already reflect them.
| Date | Change | Before | Now |
|---|---|---|---|
| 5 Oct 2026 | Reduced: Shopping 10% needs more than ₹15,000 of spend in the statement cycleSource: CSB Bank | 50 Jewels per ₹100 on every eligible purchase | 5 Jewels per ₹100 instantly; 45 more only if cycle spend tops ₹15,000 |
| 1 Jun 2026 | Changed: Everyday UPI / base earning made uncappedSource: CSB Bank | Capped ~₹1,000-worth of Jewels a month | Uncapped, 5 Jewels/₹100 on unlimited UPI & other spend |
| 1 Jun 2026 | Reduced: Jewel value split, statement credit / bill payment cut ~30%Source: CSB Bank | ₹0.20 per Jewel (all redemptions) | ₹0.14 for statement credit / bill payment; ₹0.20 elsewhere |
| 1 Jun 2026 | Reduced: Travel accelerator gutted, OTAs to base, Jupiter Flights cut and capped | 35 Jewels/₹100 (~7%) incl. MMT/Yatra/EMT/Cleartrip, uncapped | OTAs at base 5 Jewels/₹100; Jupiter Flights 25 Jewels/₹100, cap 5,000/cycle |
| 21 Mar 2026 | Reduced: Shopping 10% re-capped in three tiers and its category narrowedSource: CSB Bank | ₹1,500 a month, ₹500/merchant; broad category | ₹2,000/cycle, ₹600/merchant, ₹200/txn; narrower Shopping definition |
See this card's change history → · All card changes in October 2026 →
10Cards Similar to Jupiter Edge+ CSB Bank RuPay Credit Card
Jupiter Edge+ CSB Bank RuPay Credit Card is a travel card. The two below are the closest on SkyloFin; open any of them, or put them side by side.
| Feature | Jupiter Edge+ CSB Bank RuPay Credit Card |  Federal Scapia Credit card |  IDFC FIRST Millennia Credit Card |
|---|---|---|---|
| Joining fee | Free | Lifetime free | Lifetime free |
| Annual fee | Free | Lifetime free | Lifetime free |
| Rewards | 1% on most spends; 5% only at partner merchants | 2% on most spends; 4% only at partner merchants | 0.38% base, up to 1.25% on dining |
| Domestic lounge | Not included | Unlimited | Not included |
| Forex markup | 3.5% | 0% | 0% |
| Type | Travel | Travel | Dining |
11Explore More
Card facts last verified 5 October 2026.
Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
Never Miss Your Jupiter Edge+ CSB Bank RuPay Credit Card Bill
The SkyloFin app reads your bank's bill SMS, reminds you before the due date and marks the bill paid when you pay. Free on Android, and your data stays on your phone.
Common Questions
Which brands earn 10%?
Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Tata Retail and Reliance Retail, capped at ₹2,000 a month.
Is there a fee?
There is no joining or annual fee.
What is the joining fee for the Jupiter Edge+ CSB Bank RuPay Credit Card?
The joining fee is Free. Check the bank's page before you apply, because fees change and promotional waivers come and go.
What is the annual fee for the Jupiter Edge+ CSB Bank RuPay Credit Card?
The annual fee is Free.
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with CSB Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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