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Regular savings accounts in India

3 options, compared on the numbers that decide it: what you pay to hold one, what you get back, and who is eligible.

  • 3Options
  • 3Providers

A regular savings account needs a minimum average balance and usually comes with a debit card, cheque book and branch access. Interest is paid on the balance.

3 options (filtered)
IndusInd Online Savings Account

IndusInd Bank

Interest rate
2.50%
Account type
Regular
Minimum balance
-
Bank
IndusInd Bank
Read more
  • Savings account opened fully online. Interest 2.5% up to Rs 1 lakh, 3% from Rs 1 lakh to Rs 25 lakh, 4% from Rs 25 lakh to Rs 5 crore (from 1 Mar 2026). Zero balance if you choose a premium debit card or fund it as the chosen variant requires; otherwise an average monthly balance of Rs 20,000.
Equitas Regular Savings Account

Equitas Small Finance Bank

Interest rate
2.50%
Account type
Regular
Minimum balance
-
Bank
Equitas Small Finance Bank
Read more
  • Savings account from Equitas Small Finance Bank with high slab rates: 2.5% up to Rs 1 lakh, 7% from Rs 1 lakh to Rs 5 lakh, 6% from Rs 5 lakh to Rs 10 lakh, 6.5% from Rs 10 lakh to Rs 25 crore (from 5 Aug 2026).
DBS digibank Savings Account

DBS Bank India

Interest rate
2.50%
Account type
Regular
Minimum balance
-
Bank
DBS Bank India
Read more
  • Digital savings account from DBS Bank India, opened in the digibank app. Interest 2.5% up to Rs 2 lakh and 5% from Rs 2 lakh to Rs 50 lakh (4% above), from 24 Oct 2025, calculated daily and paid quarterly.
Showing 3 of 3

Questions About Regular Savings accounts

Straight answers before you apply. Each card's own terms are on its page.

What happens if my balance falls below the minimum?

The bank charges a non-maintenance fee, which is set in its schedule of charges.

Is savings account interest taxable?

Yes. Under the old regime, section 80TTA exempts up to ₹10,000 a year (₹50,000 for senior citizens under 80TTB).

How many Regular savings accounts does SkyloFin compare?

3 right now, each with its fees, benefits and eligibility from the provider's own published terms. SkyloFin never charges you to apply.

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