Fuel
State Bank of India
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards
- 0.25% base, up to 1.25% on dining; 3.25% only at partner merchants
- Fee waived on
- ₹1 lakh spend a year
Fuel credit cards in India
12 options, compared on the numbers that decide it: what you pay to hold one, what you get back, and who is eligible.
- 12Options
- 8Providers
A fuel card saves on petrol and diesel, usually through a fuel surcharge waiver and extra points or cashback at one oil company's pumps. The saving is largest if you fill up at that brand's pumps regularly.
Fuel
State Bank of India
- Joining fee
- ₹1,499 + GST
- Annual fee
- ₹1,499 + GST
- Rewards
- 0.25% base, up to 2.5% on dining; 6.25% only at partner merchants
- Fee waived on
- ₹2 lakh spend a year
Fuel
Bank of Baroda
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards
- 0.33% base, up to 1.67% on utility bills; 4% only at partner merchants
- Fee waived on
- ₹50,000 spend a year
Fuel
IDFC First Bank
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards
- 0.5% base, up to 5% on utility bills
- Fee waived on
- ₹1,50,000 spend a year
Fuel
IDFC First Bank
- Joining fee
- ₹199 + GST
- Annual fee
- ₹199 + GST
- Rewards
- 0.33% base, up to 2.5% on utility bills; 3.5% only at partner merchants
- Fee waived on
- ₹50,000 spend a year
Fuel
Axis Bank
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Rewards
- 0.2% base, up to 1% on online shopping; 4% only at partner merchants
- Fee waived on
- ₹3,50,000 spend a year
Fuel
Axis Bank
- Joining fee
- ₹1,000 + GST
- Annual fee
- ₹1,000 + GST
- Rewards
- 0.67% base, up to 1.33% on groceries; 4% only at partner merchants
- Fee waived on
- ₹30,000 spend a year
Fuel
HDFC Bank
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Rewards
- 0.64% base, up to 4.8% on groceries
- Fee waived on
- ₹50,000 spend a year
Fuel
IndusInd Bank
- Joining fee
- ₹499 + GST
- Annual fee
- Free
- Rewards
- 0.5% base, up to 1.25% on dining; 3% only at partner merchants
- Network
- RuPay
Dining
Kotak Mahindra Bank
- Joining fee
- ₹750 + GST
- Annual fee
- ₹750 + GST
- Rewards
- 0.5% base, up to 5% on dining
- Fee waived on
- ₹2 lakh spend a year
Fuel
RBL Bank
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Rewards
- 0.5% on most spends; 5% only at partner merchants
- Fee waived on
- ₹1,75,000 spend a year
Fuel
RBL Bank
- Joining fee
- ₹1,500 + GST
- Annual fee
- ₹1,500 + GST
- Rewards
- 1% on most spends; 7.5% only at partner merchants
- Fee waived on
- ₹2,75,000 spend a year
Showing 12 of 12
Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
Card changes
All card changesRecent Changes on Fuel Cards
Banks change fees and rewards often. These are the latest on fuel cards we list, with the source.
IDFC FIRST HPCL Power+ Credit CardInternational spends stop earning reward pointsSee the card's changes →- IDFC FIRST Power Credit CardInternational spends stop earning reward pointsSee the card's changes →
IndianOil Axis Bank Premium Credit CardAccor ALL returns as a transfer partner, in Group ASee the card's changes →
Questions About Fuel Credit cards
Straight answers before you apply. Each card's own terms are on its page.
What is a fuel surcharge waiver?
Pumps add a surcharge of about 1% when you pay by card. Fuel cards refund it on transactions within a set range, up to a monthly limit.
Do fuel cards work at every pump?
The surcharge waiver usually works at all pumps. The extra rewards are often only at the partner oil company's pumps.
How many Fuel credit cards does SkyloFin compare?
12 right now, each with its fees, benefits and eligibility from the provider's own published terms. SkyloFin never charges you to apply.
Work Out the Numbers
Free calculators that run in your browser. Nothing you type is sent to us.
Credit Cards
All Credit Cards guidesGuides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →- GuidesBest Online Shopping Credit Cards in India (2026)The credit cards that pay the most back on online shopping in 2026, which sites count, the monthly cap and the annual fee.Read the guide →
