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Rewards credit cards in India

152 options, compared on the numbers that decide it: what you pay to hold one, what you get back, and who is eligible.

  • 152Options
  • 13Providers

A rewards card earns points on what you spend, which you redeem for vouchers, air miles, hotel stays or statement credit. What a point is worth depends on how you redeem it, so two cards with the same earn rate can give very different value.

152 cards (filtered)
TravelFeaturedLifetime Free
Federal Scapia Credit card

Federal Scapia Credit card

Scapia, issued by Federal Bank and Punjab National Bank

Joining fee
Free
Annual fee
Free
Rewards
2% on most spends; 4% only at partner merchants
Network
Visa
Read more
  • No Joining or Annual Fees
  • Enjoy International Transactions without any additional foreign currency markup fees
  • Unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs 20,000 on the card every month
  • Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app. Earn 10 Scapia Coins per Rs 100 on most online & offline spends
  • Scapia Coins can be redeemed on Scapia App for any travel (Flight/Stays/Train/Bus) bookings for 100% of the booking value (5 Scapia Coins = Re 1)
Apply NowView details
Fuel
SBI BPCL Credit Card

SBI BPCL Credit Card

State Bank of India

Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards
0.25% base, up to 1.25% on dining; 3.25% only at partner merchants
Fee waived on
₹1 lakh spend a year
Apply NowView details
Shopping
YES BANK POP-CLUB Credit Card

YES BANK POP-CLUB Credit Card

POP CLUB, issued by Yes Bank

Joining fee
Free
Annual fee
₹399 + GST
Rewards
0.2% base, up to 1% on online shopping
Welcome benefit
Earn 500 POPcoins on activating the POP CLUB Credit Card
Fee waived on
₹1,50,000 spend a year
Read more
  • Zero joining fee + UPI enabled credit card
  • Earn 500 POPcoins on activating the POP CLUB Credit Card
  • Milestone reward of 1,500 POPcoins on annual spend of ₹1.5 lakh
  • Get 5 free deliveries on Blinkit
  • Get 6-month PharmEasy Plus membership.
  • Get free cancellation and rescheduling of bookings for just ₹1 with Cleartrip.
Apply NowView details
Shopping
SBI Simply Click Credit Card

SBI Simply Click Credit Card

State Bank of India

Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards
0.25% on most spends; 2.5% only at partner merchants
Fee waived on
₹1 lakh spend a year
Read more
  • Partner brands: 10X Reward Points = 2.5% back (Rs 2.50/Rs 100) at Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy
  • Other online spends: 5X RP = 1.25% back
  • Offline spends: 1 RP/Rs 100 = 0.25% back
  • Welcome Benefit: Rs 500 Amazon voucher on payment of joining fee
  • Milestone rewards: Rs 2,000 Cleartrip/Yatra voucher on annual online spend of Rs 1L + another Rs 2,000 voucher at Rs 2L - Rs 4,000 total per year
  • Fuel waiver: 1% surcharge refund on Rs 500-Rs 3,000 transactions; capped at Rs 100/month
Apply NowView details
Showing 24 of 152

Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Card changes

Recent Changes on Rewards Cards

Banks change fees and rewards often. These are the latest on rewards cards we list, with the source.

All card changes

Questions About Rewards Credit cards

Straight answers before you apply. Each card's own terms are on its page.

How much is a reward point worth?

It depends on the card and on what you redeem it for. Air miles and hotel transfers often give the most; vouchers and statement credit usually give less.

Do reward points expire?

On many cards they do, often after two or three years. Some cards keep them for as long as the card is active.

Is a rewards card worth its annual fee?

Only if the value of what you earn in a year is more than the fee. Many cards also waive the fee when you spend a set amount.

How many Rewards credit cards does SkyloFin compare?

152 right now, each with its fees, benefits and eligibility from the provider's own published terms. SkyloFin never charges you to apply.

Work Out the Numbers

Free calculators that run in your browser. Nothing you type is sent to us.

Credit Card Rewards CalculatorIs my credit card's annual fee worth the rewards?Credit Card Interest CalculatorWhat does paying only the minimum cost me?No-Cost EMI Reality CheckerIs no-cost EMI really free?
Cashback and Rewards Cards

Guides in Plain Words

Short reads that explain how it works before you decide.

All Cashback and Rewards Cards guides
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