Kisan Vikas Patra Calculator
When will my Kisan Vikas Patra double?
Kisan Vikas Patra (KVP) is a post office certificate that doubles the amount you put in. How long it takes depends on the rate on the day you buy it.
At least Rs 1,000, in multiples of Rs 100. No upper limit.
7.5% for October to December 2026, set by the Ministry of Finance. Fixed for the term once bought.
Maturity value
₹2,00,000
Indicative only. Your lender’s figures may differ. Nothing you enter here is sent anywhere or stored.
How It's Calculated
Months to double = log 2 ÷ log(1 + rate) × 12
The certificate pays back twice the amount. How long that takes follows from the rate compounded yearly, rounded to a whole month.
Worked Example
If you enter
- Amount invested₹1,00,000
- Interest rate7.5 % p.a.
You get
- Maturity value₹2,00,000
- Time to double9y 7m
- Interest earned₹1,00,000
These are the calculator's starting values. Change them above to see your own.
Common Questions
How long does KVP take to double?
It depends on the rate on the day you buy the certificate, and stays fixed after that. The calculator above shows the months for the current rate.
Can I cash a KVP early?
Yes, after 2 years and 6 months from the date of purchase, at the value the post office publishes for that date.
Is KVP interest taxable?
Yes, at your slab rate, and there is no Section 80C deduction on the deposit.
Guides in Plain Words
Short reads that explain how it works before you decide.
