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How to Use the SkyloFin App

Step by step, with screenshots: from the first sign-in to budgets, bills, backup and privacy.

SkyloFin reads the transaction alerts your bank already sends and turns them into a clear picture of your money, on your own phone. These guides walk through the app one task at a time, with a screenshot for each step. Start at the top if you are new, or jump to what you need. The screenshots use sample data, not a real account.

Getting Started

Install the app, allow bank SMS and see your first transactions.

  1. Step 1Install SkyloFin and Sign InInstall the app, go through the welcome screens, sign in with Google and set up your profile.Read guide →
  2. Step 2Allow Bank SMS and NotificationsTurn on Bank SMS so transactions are added for you, and notifications for bill reminders and alerts.Read guide →
  3. Step 3Your First Sync: How Transactions AppearAfter you allow SMS, the app reads the last 90 days of bank messages and your transactions appear.Read guide →
  4. Step 4The Dashboard ExplainedThe Home tab at a glance: balance, income and spending, bills due, quick actions and recent transactions.Read guide →

Transactions and Categories

Find, fix and sort what you spend and earn.

  1. Step 5Transactions: Find, Fix and AddSearch and filter your transactions, open one to see its details, change its category, and add a cash payment by hand.Read guide →
  2. Step 6Change a Transaction’s TypeMark a payment as income, expense, self transfer or investment, so your spending totals are right.Read guide →
  3. Step 7Mark a Payment as RecurringTell SkyloFin a payment repeats, like rent, an EMI or a subscription, so it lands in the right place and you get a reminder.Read guide →
  4. Step 8Categories: See and Add Your OwnBrowse every category SkyloFin uses and create your own.Read guide →

Accounts and Cards

Bank balances, loans, cards and investments in one place.

  1. Step 9Money: Net Worth and Bank AccountsSee your net worth, and view, fix or add your bank accounts.Read guide →
  2. Step 10Check Your Bank BalanceFill in a balance with your bank’s missed-call balance service, straight from the app.Read guide →
  3. Step 11Change an Account to a LoanIf an account is really a loan, like a home loan, set its type so it counts as money you owe.Read guide →
  4. Step 12Loans: What You Owe and What You Have PaidSee every loan, what is outstanding, the EMIs paid so far and the next one due.Read guide →
  5. Step 13Credit and Debit CardsSee what you owe on each card, when it is due, and turn on bill reminders.Read guide →
  6. Step 14InvestmentsKeep your mutual funds, deposits and other holdings in one place.Read guide →

Bills and Budgets

Due dates, subscriptions, budgets, goals and monthly reports.

  1. Step 15SubscriptionsSee every subscription and what they cost you a month.Read guide →
  2. Step 16Bills and Due-Date RemindersCard statements become bills automatically. See what is due, get reminders and mark bills as paid.Read guide →
  3. Step 17Budgets and Savings GoalsSet a monthly budget, overall or per category, and see when you go over.Read guide →
  4. Step 18Reports and Monthly PDF StatementsSee where the month went, compare with last month, and export the month as a PDF.Read guide →

Offers and Tools

Compare cards and loans, use the calculators, find an IFSC code and check bank holidays.

  1. Step 19Offers: Compare Cards and LoansCompare credit cards, loans, savings and demat accounts, and shopping deals, from the gift button.Read guide →
  2. Step 20Find Your Best Credit CardSee the credit cards you can get, with the most money back first.Read guide →
  3. Step 21Find a Loan You Can GetEnter the amount you need and see the loans you qualify for, lowest rate first.Read guide →
  4. Step 22Calculators and Money ToolsEMI, SIP, FD, PPF, tax and more, plus card and banking tools, all from the More tab.Read guide →
  5. Step 23Find an IFSC CodeSearch any bank branch in India by IFSC, MICR or name, and copy or share its details.Read guide →
  6. Step 24Bank HolidaysSee when banks are closed this month and this year.Read guide →

Settings and Security

Every setting, alerts, data sources, backup and app lock.

  1. Step 25Your Settings: Everything in Your ProfileEvery setting in one place: money, data sources, sync and backup, notifications, security, about and help.Read guide →
  2. Step 26Notifications and AlertsSee your notifications in the app and choose which alerts you get.Read guide →
  3. Step 27Data Sources: SMS and Bank App NotificationsChoose where SkyloFin reads your transactions from.Read guide →
  4. Step 28Backup and Restore with Google DriveKeep an encrypted backup in your own Google Drive and restore it on a new phone.Read guide →
  5. Step 29App Lock and Hiding AmountsLock SkyloFin with your fingerprint, face or screen lock, and hide amounts on screen.Read guide →

Profile and Help

Your profile, reporting a problem and deleting your data.

  1. Step 30Your Profile, Customer ID and Signing OutEdit your name and phone number, find your Customer ID and sign out.Read guide →
  2. Step 31Report a Problem or a Missing TransactionTell us when a transaction is wrong or missing, so we can fix it for everyone.Read guide →
  3. Step 32Delete Your Data or Your AccountClear the data on your phone, delete your Drive backup, or close your SkyloFin account.Read guide →
SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

  • Reads bank SMS No account linking, no passwords.
  • Sorts every rupee Into categories you can edit.
  • Bills and cards Statements found, due dates reminded.
  • Your Google Drive Backed up to you, never to us.
Get the AppSee how it works