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Loans: What You Owe and What You Have Paid

See every loan, what is outstanding, the EMIs paid so far and the next one due.

Open Loans from Quick Actions, or Loans under Liabilities on the Money tab.

How loans appear

Your lender’s messages add them. A paid EMI (“EMI of Rs.10,852 received towards Navi Finserv loan account”) adds the loan and counts as a loan repayment, not spending. An EMI due message adds a bill named after the lender, with reminders. See Bills and reminders.

Loans with Total outstanding and each loan

The Loans screen

Total outstanding is at the top, then each loan with its lender, last digits and Outstanding (Not Known until you enter it). Once a loan has a type, tabs by type appear.

  • Edit: the name, the amount you still owe, and the Loan type (Home, Car, Personal and more). Once loans have types, tabs by type appear.
  • View: the loan’s page and its payments.
  • Delete: asks Remove This Loan? The loan comes off your lists; the payments towards it are kept, so your totals do not change.
  • Add Loan: add one by hand with its lender, loan type, last 4 digits and outstanding.

Paid so far

On the Money tab, under Liabilities, Loans shows Paid so far: the instalments SkyloFin has seen, with each loan’s next due date.

Paid so far on the Money tab

Tip: A loan showing as a bank account? Change it to a loan.

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