IDFC FIRST SWYP Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 7Changes
- 1Card
- 4Reduced
View IDFC FIRST SWYP Credit Card →All card changes
Get an email when the IDFC FIRST SWYP Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
October 2026
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
September 2026
Changed15 Sept 2026
Forex markup removed
Bank's notice ↗Before1% to 3.5%, depending on the cardNow0% (nil)Changed9 Sept 2026
Forex markup removed
Bank's notice ↗Before1% to 3.5%, depending on the cardNow0% (nil)
July 2026
Changed1 Jul 2026
Education added to special-category milestones, ₹40k tier added
Bank's notice ↗BeforeFASTag + railway only; ₹20,000 → 400 pointsNowEducation added; ₹20,000 → 400 points, ₹40,000 → 800 points
June 2026
Reduced18 Jun 2026
Movie discount gated on staying spend-active
Bank's notice ↗Before25% off up to ₹100, once a monthNowSame, but only if you transacted in the previous calendar monthReduced18 Jun 2026
Reward earning capped at your credit limit per cycle
Bank's notice ↗BeforeAll eligible spends counted toward milestonesNowOnly spends up to the credit limit per cycle earn points
February 2025
Reduced20 Feb 2025
Railway lounge access spend-gated for the first time
Bank's notice ↗Before4 visits per quarter, no spend conditionNowSame 4 visits, but ₹20,000 previous-month spend required to unlock
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹1,000 a Year in India (2026)Credit cards with an annual fee of ₹1,000 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →



