Credit Card Changes in June 2026
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 101Changes
- 60Cards
- 95Reduced
Get an email when credit cards we list change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
June 2026
Reduced30 Jun 2026
Flipkart-App acquisition offers ended
Bank's notice ↗Before₹250 e-gift voucher + ₹500 Flipkart e-gift card + ₹500 Cleartrip coupon (Flipkart App applications)Now₹250 e-gift voucher only
Changed29 Jun 2026
Kiwi Boost, a paid three-month add-on, introduced
Bank's notice ↗Before0.5% on online paymentsNow1% with optional Boost (₹49 + GST per 3 months, select users)
Reduced26 Jun 2026
Unity introduces a 1% transaction fee on fuel, wallet top-ups and utility spends
Bank's notice ↗BeforeNo category transaction feesNow1% of the transaction amount, above ₹5,000 cumulative monthly spend per MCC group
Reduced18 Jun 2026
Movie BOGO spend-gated; earn capped to credit limit
Reduced18 Jun 2026
Moved to category rewards; base cut ₹150→₹200
Before1 RP per ₹150; 10X above ₹20k/mo, 3X belowNow1 RP per ₹200; 10X dining/travel/intl, 3X other, 1X utility/rail/insurance/FASTagReduced18 Jun 2026
Points get 24-month expiry + credit-limit earn cap
BeforePoints never expired; no per-cycle earn cap; movie BOGO ungatedNow24-month expiry; points only up to credit limit/cycle; movie BOGO needs ₹20k spend
Reduced18 Jun 2026
Earning capped at the credit limit per billing cycle
Bank's notice ↗BeforeAll eligible spend earned pointsNowOnly spend up to the assigned credit limit per cycle earnsReduced18 Jun 2026
Movie buy-one-get-one spend-gated
Bank's notice ↗BeforeUnconditional, twice a monthNowNeeds ₹20,000 spend in the previous calendar month
Reduced18 Jun 2026
Cashback capped at your credit limit per cycle
Bank's notice ↗BeforeAll eligible spends earned cashbackNowOnly spends up to the credit limit per cycle earn cashbackReduced18 Jun 2026
Movie discount gated on staying spend-active
Bank's notice ↗Before25% off up to ₹100, once a monthNowSame, but only if you transacted in the previous calendar month
Reduced18 Jun 2026
Earning capped at the credit limit per billing cycle
Bank's notice ↗BeforeAll eligible spend earned pointsNowOnly spend up to the assigned credit limit per cycle earns
Reduced18 Jun 2026
Earning capped at the credit limit per billing cycle
Bank's notice ↗BeforeAll eligible spend earned pointsNowOnly spend up to the assigned credit limit per cycle earnsReduced18 Jun 2026
Movie buy-one-get-one spend-gated
Bank's notice ↗BeforeUnconditional, twice a monthNowNeeds ₹20,000 spend in the previous calendar month
Reduced18 Jun 2026
In-app travel accelerators trimmed (hotels & flights)
Before33% bonus on hotels, 13% bonus on flightsNow20% bonus on hotels, 10% bonus on flightsReduced18 Jun 2026
Points get 24-month expiry + credit-limit earn cap
Bank's notice ↗BeforePoints never expired; no per-cycle earn capNow24-month expiry; rewards capped to credit limit per cycle
Reduced18 Jun 2026
Movie discount gated on staying spend-active
Bank's notice ↗Before25% off up to ₹100, once a monthNowSame, but only if you transacted in the previous calendar monthReduced18 Jun 2026
Reward earning capped at your credit limit per cycle
Bank's notice ↗BeforeAll eligible spends counted toward milestonesNowOnly spends up to the credit limit per cycle earn points
Reduced18 Jun 2026
Points get 24-month expiry + credit-limit earn cap
BeforePoints never expired; no per-cycle earn cap; movie BOGO ungated; 10X only on incremental spend above ₹20,000/cycleNow24-month expiry; credit-limit earn cap; movie BOGO needs ₹20k spend; 10X now category-based (dining/travel/international) from the first rupee
Reduced18 Jun 2026
Movie discount gated on staying spend-active
Bank's notice ↗Before25% off up to ₹100, once a monthNowSame, but only if you transacted in the previous calendar monthReduced18 Jun 2026
Reward earning capped at your credit limit per cycle
Bank's notice ↗BeforeAll eligible spends earned pointsNowOnly spends up to the credit limit per cycle earn points
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →- GuidesBest Online Shopping Credit Cards in India (2026)The credit cards that pay the most back on online shopping in 2026, which sites count, the monthly cap and the annual fee.Read the guide →















