IDFC FIRST Select Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 7Changes
- 1Card
- 4Reduced
View IDFC FIRST Select Credit Card →All card changes
Get an email when the IDFC FIRST Select Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
October 2026
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
September 2026
Changed15 Sept 2026
Forex markup removed
Bank's notice ↗Before1% to 3.5%, depending on the cardNow0% (nil)Changed9 Sept 2026
Forex markup removed
Bank's notice ↗Before1% to 3.5%, depending on the cardNow0% (nil)
June 2026
Reduced18 Jun 2026
Points get 24-month expiry + credit-limit earn cap
BeforePoints never expired; no per-cycle earn cap; movie BOGO ungated; 10X only on incremental spend above ₹20,000/cycleNow24-month expiry; credit-limit earn cap; movie BOGO needs ₹20k spend; 10X now category-based (dining/travel/international) from the first rupee
April 2026
Reduced1 Apr 2026
Domestic airport lounge halved to 1/quarter
Bank's notice ↗Before2 per quarterNow1 per quarter
January 2026
Reduced18 Jan 2026
FASTag & railway spends cut to 1X, plus high-usage fees
Bank's notice ↗BeforeEarned at base rate, counted toward 10X thresholdNow1X only; excluded from 10X threshold; 1% high-usage feeChanged18 Jan 2026
In-app travel accelerators added (33% hotel / 13% flight)
Bank's notice ↗BeforeNo app-booking bonusNow33% bonus RP on hotels, 13% bonus RP on flights (IDFC FIRST app)
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →



