Credit Card Changes in April 2026
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 63Changes
- 51Cards
- 55Reduced
Get an email when credit cards we list change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
April 2026
Changed28 Apr 2026
CheQ AU Credit Card launched, India's first co-branded LED card
Bank's notice ↗BeforeNot offeredNowUp to 12% CheQ-points on utilities, partner brands & CheQ Travel via the app; ₹499 fee (waived at ₹3L); RuPay UPI-linkable
Changed23 Apr 2026
PNB added, Kiwi's first public-sector issuer
BeforeNot offeredNow+ Punjab National Bank
Reduced21 Apr 2026
₹249 minimum per Swiggy transaction for 10% cashback
Bank's notice ↗Before₹100 per transactionNow₹249 per transactionChanged18 Apr 2026
Cashback starts adjusting within the same billing cycle
Bank's notice ↗BeforeCredited in the following billing cycleNowAdjusted within the same billing cycleChanged17 Apr 2026
Cleartrip joins the 5% online cashback bucket
Bank's notice ↗BeforeNo Cleartrip benefitNow5% cashback on Cleartrip, inside the existing 5% online ₹1,500/cycle cap
Reduced15 Apr 2026
Insurance CashPoints cap tightened from per-day to per-month
Bank's notice ↗BeforeCapped at 2,000 CashPoints per DAYNowCapped at 2,000 CashPoints per MONTHReduced15 Apr 2026
The 1% base rate stops being unlimited, capped at 15,000 CashPoints a month
Bank's notice ↗Before1% Unlimited CashPointsNow1% capped at 15,000 CashPoints per calendar monthChanged11 Apr 2026
Limited-edition FIFA World Cup 2026 design variant added
Bank's notice ↗
Reduced13 Apr 2026
Domestic lounge spend-gate raised ₹20,000 → ₹50,000/quarter
Bank's notice ↗Before₹20,000/quarter for 2 visitsNow₹50,000/quarter for 2 visitsChanged13 Apr 2026
New quarterly milestone benefit added
BeforeNoneNow5,000 bonus reward points on ₹75,000 spend per calendar quarterReduced13 Apr 2026
Reward rate flattened; transportation and off-ixigo travel spends excluded
Bank's notice ↗Before10 RP/₹200 online, 5 RP/₹200 offlineNowFlat rate across online, offline and UPI (CardInsider states it as "2.5%" per ₹200, replacing the two-tier online/offline structure)Changed13 Apr 2026
ixigo flight and hotel discount caps tripled
Before10% instant discount up to ₹1,000/month eachNow10% instant discount up to ₹3,000/month each
Reduced12 Apr 2026
10% partners switched to Zomato/Blinkit/District, paid as partner-wallet value-back
Bank's notice ↗Before10% cashback on Swiggy, Zomato & BigBasket (to card statement)Now10% value-back on Zomato, Blinkit & District Movies (to partner wallet), ₹200/partner/month, ₹499 min orderReduced12 Apr 2026
Complimentary domestic lounge access discontinued
Bank's notice ↗Before4 complimentary domestic visits/year (spend-gated)NowNone
Reduced10 Apr 2026
Transportation spends stop earning rewards
BeforeTransportation spends earned cashbackNowNo rewards on transportation MCCs
Reduced10 Apr 2026
Transportation spends stop earning rewards
Bank's notice ↗BeforeTransportation spends earned cashback/pointsNowNo rewards on transportation MCCs
Reduced10 Apr 2026
Domestic lounge spend-gate raised to ₹50,000/quarter
Bank's notice ↗Before₹20,000 minimum spend per calendar quarter (since 2025-01-01)Now₹50,000 minimum spend per calendar quarterReduced10 Apr 2026
Transportation spends stop earning rewards
Bank's notice ↗BeforeTransportation spends earned base reward pointsNowNo rewards on transportation MCCs
Reduced10 Apr 2026
Transportation-category spends stop earning rewards
Bank's notice ↗
Reduced10 Apr 2026
Transportation spends stop earning reward points
Bank's notice ↗BeforeRail, transit, toll and related transportation MCCs earned rewards under TravelNowRail, transit, tolls and 11 named transportation MCCs (4011, 4111, 4112, 4121, 4131, 4411, 4582, 4784, 4789, 5561, 7523) excluded from earning
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →- GuidesBest Online Shopping Credit Cards in India (2026)The credit cards that pay the most back on online shopping in 2026, which sites count, the monthly cap and the annual fee.Read the guide →












