HDFC Bank Swiggy Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 7Changes
- 1Card
- 5Reduced
View HDFC Bank Swiggy Credit Card →All card changes
Get an email when the HDFC Bank Swiggy Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
September 2026
Reduced18 Sept 2026
Genie drops out of the 10% Swiggy cashback
Bank's notice ↗BeforeFood ordering, Instamart, Genie and DineoutNowFood ordering, Instamart and DineoutReducedSept 2026
Card phased out: holders move to Swiggy Ornge or Swiggy BLCK
Bank's notice ↗
May 2026
Reduced15 May 2026
Dynamic currency conversion markup raised to 1.75%
Bank's notice ↗Before1% markupNow1.75% markup
April 2026
Reduced21 Apr 2026
₹249 minimum per Swiggy transaction for 10% cashback
Bank's notice ↗Before₹100 per transactionNow₹249 per transactionChanged18 Apr 2026
Cashback starts adjusting within the same billing cycle
Bank's notice ↗BeforeCredited in the following billing cycleNowAdjusted within the same billing cycleChanged17 Apr 2026
Cleartrip joins the 5% online cashback bucket
Bank's notice ↗BeforeNo Cleartrip benefitNow5% cashback on Cleartrip, inside the existing 5% online ₹1,500/cycle cap
July 2025
Reduced1 Jul 2025
1% fee added on rent, wallet loads and online gaming
Bank's notice ↗BeforeNo category surcharge on rent, wallet loads or gamingNow1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →- GuidesBest Online Shopping Credit Cards in India (2026)The credit cards that pay the most back on online shopping in 2026, which sites count, the monthly cap and the annual fee.Read the guide →



