Credit Card Changes in July 2025
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 96Changes
- 41Cards
- 80Reduced
Get an email when credit cards we list change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
July 2025
Reduced26 Jul 2025
Rail accident cover withdrawn
Bank's notice ↗BeforeAir ₹50L + Rail ₹10L coverNowAir ₹50L retained; Rail ₹10L withdrawn
Changed22 Jul 2025
PhonePe SBI Card PURPLE launched
Bank's notice ↗
Changed22 Jul 2025
PhonePe SBI Card SELECT BLACK launched
Bank's notice ↗
Reduced15 Jul 2025
Complimentary domestic airport lounge access withdrawn
Bank's notice ↗Before2 domestic visits/quarter (8/year)NowNoneReduced15 Jul 2025
Dining discount capped at ₹2,000/month (previously uncapped)
Bank's notice ↗BeforeNo monthly cap (25%, up to ₹1,000/transaction)Now₹2,000/month; up to ₹5,000 only with ₹30,000 non-dining spend the prior monthReduced15 Jul 2025
Monthly BookMyShow movie benefit discontinued
Bank's notice ↗BeforeUp to ₹400/month via BookMyShowNowNone
Reduced15 Jul 2025
Air accident insurance withdrawn
Bank's notice ↗Before₹50 lakhNowNone
Reduced15 Jul 2025
Air accident cover reported withdrawn, SBI still publishes it on this card
Bank's notice ↗Before₹1 crore complimentary coverNowReported withdrawn; SBI's live product page still lists it
Reduced15 Jul 2025
Complimentary air accident cover withdrawn
Bank's notice ↗Before₹50 lakh coverNowNone
ChangedJul 2025
AU Traverse launches as an NRI-exclusive premium travel card
Reduced1 Jul 2025
Finance charge raised to 3.75% per month
Bank's notice ↗Before3.25% per month (39% p.a.)Now3.75% per month (45% p.a.)Reduced1 Jul 2025
Minimum redemption raised to 1,000 points
Bank's notice ↗BeforeLower / no fixed minimumNow1,000 points minimumChanged1 Jul 2025
Utility bill payments earn reward points again
Bank's notice ↗BeforeNo reward points on utility billsNowCore reward points restored on utility bills
Reduced1 Jul 2025
Finance charge raised to 3.75% per month
Bank's notice ↗Before3.49% per month (41.88% p.a.)Now3.75% per month (45% p.a.)Reduced1 Jul 2025
Minimum redemption raised to 1,000 points
Bank's notice ↗BeforeNo stated minimumNow1,000 points minimumChanged1 Jul 2025
Utility bill payments earn reward points again
Bank's notice ↗BeforeNo reward points on utilitiesNow2 reward points per ₹100 on utilities
Reduced1 Jul 2025
Finance charge raised to 3.75% per month
Bank's notice ↗Before3.25% per month (39% p.a.)Now3.75% per month (45% p.a.)Reduced1 Jul 2025
Minimum redemption raised to 1,000 points
Bank's notice ↗BeforeLower / no fixed minimumNow1,000 points minimumChanged1 Jul 2025
Utility bill payments earn reward points again
Bank's notice ↗BeforeNo reward points on utility billsNowCore reward points restored on utility bills
Reduced1 Jul 2025
Finance charge raised to 3.75% per month
Bank's notice ↗Before3.25% per month (39% p.a.)Now3.75% per month (45% p.a.)
Showing 20 of 96
Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →- GuidesBest Online Shopping Credit Cards in India (2026)The credit cards that pay the most back on online shopping in 2026, which sites count, the monthly cap and the annual fee.Read the guide →














