Bank of Baroda Credit Card Changes
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 70Changes
- 16Cards
- 56Reduced
Get an email when Bank of Baroda cards change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
October 2026
Reduced11 Oct 2026
Late payment charges raised
Bank's notice ↗Before₹500 (₹1,001 to 5,000) · ₹1,000 (₹5,001 to 25,000) · ₹1,250 (over ₹25,000)Now₹700 (₹1,001 to 5,000) · ₹1,000 / ₹1,100 / ₹1,200 (to ₹10,000 / ₹15,000 / ₹25,000) · ₹1,300 (over ₹25,000)
September 2026
Reduced19 Sept 2026
Tolls stop earning Uni Coins; public transport and insurance earn only up to a monthly limit
Bank's notice ↗BeforeTolls, public transport and insurance earned Uni Coins like other eligible spendsNowTolls earn nothing; public transport earns on up to ₹20,000 and insurance on up to ₹50,000 of spend a month
August 2026
Reduced29 Aug 2026
1% fee on education payments through third-party apps
Bank's notice ↗BeforeNo feeNow1% of the transaction amountReduced29 Aug 2026
Bills and utilities stop earning reward points
Bank's notice ↗Before1 point per ₹50, eligible for 5XNowNo reward points and no 5X
July 2026
Reduced15 Jul 2026
Complimentary accidental death insurance withdrawn
Bank's notice ↗BeforeAir + non-air accidental death cover includedNowNo accidental death cover
Reduced15 Jul 2026
Accidental death insurance withdrawn
Bank's notice ↗Before₹15 lakh air + ₹5 lakh non-air accidental death coverNowWithdrawn
Reduced15 Jul 2026
Accidental death insurance withdrawn
Bank's notice ↗Reduced15 Jul 2026
Finance charge raised to 3.75%/month
Bank's notice ↗Before3.25% (39% p.a.)Now3.75% (45% p.a.)Reduced15 Jul 2026
Lounge spend threshold raised to ₹75,000/quarter
Bank's notice ↗Before₹40,000/quarterNow₹75,000/quarter
Reduced15 Jul 2026
Complimentary accidental death insurance withdrawn
Bank's notice ↗BeforeAir ₹50 lakh + non-air ₹10 lakh accidental death coverNowNo complimentary accidental death cover
Reduced15 Jul 2026
Accidental death insurance withdrawn
Bank's notice ↗Reduced15 Jul 2026
Finance charge raised to 3.75%/month
Bank's notice ↗Before3.25% (39% p.a.)Now3.75% (45% p.a.)Reduced15 Jul 2026
Lounge spend threshold raised to ₹75,000/quarter
Bank's notice ↗Before₹40,000/quarterNow₹75,000/quarter
Reduced15 Jul 2026
Fuel rewards and surcharge waiver restricted to HPCL's eligible-outlet list
Bank's notice ↗BeforeAccelerated 24 RP per ₹150 and 1% surcharge waiver at all HPCL fuel outletsNowOnly at HPCL outlets on the eligible merchant (MID/TID) list HPCL shares with BOBCARD; off-list pumps earn base rate with no waiver
April 2026
Reduced1 Apr 2026
Processing fees added on toll/bus, high-value rail and third-party education spends
Bank's notice ↗BeforeNoneNow1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps, each max ₹5,000)
Reduced1 Apr 2026
Processing fees added on toll/bus, high-value rail and third-party education spends
Bank's notice ↗BeforeNoneNow1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps, each max ₹5,000)
Reduced1 Apr 2026
Processing fees added on toll/bus, high-value rail and third-party education spends
Bank's notice ↗BeforeNoneNow1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps, each max ₹5,000)
Reduced1 Apr 2026
Processing fees added on toll/bus, high-value rail and third-party education spends
Bank's notice ↗BeforeNoneNow1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps, each max ₹5,000)
Reduced1 Apr 2026
Processing fees added on toll/bus, high-value rail and third-party education spends
Bank's notice ↗BeforeNoneNow1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps, each max ₹5,000)
Reduced1 Apr 2026
Processing fees added on toll/bus, high-value rail and third-party education spends
Bank's notice ↗BeforeNoneNow1% (toll/bus ≥₹5,000; rail ≥₹30,000; 3rd-party education apps, each max ₹5,000)
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
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