HDFC Bank Credit Card Changes
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 107Changes
- 21Cards
- 94Reduced
Get an email when HDFC Bank cards change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
November 2026
Changed25 Nov 2026
NeuCoins must be claimed in the Tata Neu App
Bank's notice ↗BeforeNeuCoins credited to the Tata Neu account by themselves after each statement, valid 12 monthsNowClaim them in the Tata Neu App (NeuCard, Claim NeuCoins) within 12 months of the statement, or they expire; claimed coins stay valid 12 more months. At least 100 NeuCoins a claim, up to 3 claims a day. Welcome and promotional NeuCoins keep the expiry they were given
September 2026
Reduced18 Sept 2026
Genie drops out of the 10% Swiggy cashback
Bank's notice ↗BeforeFood ordering, Instamart, Genie and DineoutNowFood ordering, Instamart and DineoutReducedSept 2026
Card phased out: holders move to Swiggy Ornge or Swiggy BLCK
Bank's notice ↗
August 2026
Changed1 Aug 2026
Welcome benefit restructured into five UPI scratch cards
Bank's notice ↗Before₹499 PhonePe gift voucher on the first UPI transaction, plus ₹50 on each of the next ten (₹999)NowFive ₹200 cashback vouchers (scratch cards), one on each of the first five UPI-on-credit-card transactions of ₹100+ in the PhonePe app (₹1,000)
Changed1 Aug 2026
Welcome benefit restructured into five UPI scratch cards
Bank's notice ↗Before₹249 PhonePe gift voucher on the first UPI transaction, plus ₹25 on each of the next ten (₹499)NowFive ₹100 cashback vouchers (scratch cards), one on each of the first five UPI-on-credit-card transactions of ₹100+ in the PhonePe app (₹500)
July 2026
Reduced1 Jul 2026
Lounge access became spend-gated (₹60,000/quarter)
Bank's notice ↗Before2 domestic + 1 international lounge visits per quarter, unconditionalNowSame 2 + 1 per quarter, but only on ₹60,000 spend in the previous quarterReduced1 Jul 2026
SmartBuy brand-voucher earning capped at 3,000 RP/month
Bank's notice ↗BeforeFull 4,000 RP/month accelerated pool usable via vouchersNow3,000 RP/month sub-cap on Brand Vouchers (GyFTR/Woohoo)
Reduced1 Jul 2026
SmartBuy brand-voucher earning capped at 3,000 RP/mo
Bank's notice ↗BeforeFull 15,000 RP/mo via vouchersNow3,000 RP/mo via Brand Vouchers
Reduced1 Jul 2026
SmartBuy brand-voucher earning capped at 3,000 RP/mo
Bank's notice ↗BeforeUp to 10,000 RP/mo via vouchers (Metal)Now3,000 RP/mo via Brand Vouchers
Changed1 Jul 2026
Boarding Edge programme introduced
Bank's notice ↗Reduced1 Jul 2026
Domestic lounge access made spend-gated
Bank's notice ↗Before12 domestic visits/year, unconditionalNow3 visits/quarter, only if ₹60,000 spent prior quarterReduced1 Jul 2026
SmartBuy brand-voucher earning capped
BeforeUp to 4,000 RP/mo via vouchersNow3,000 RP/mo via Brand Vouchers
May 2026
Reduced15 May 2026
Base earn rate cut ~25% (per ₹150 → per ₹200)
Bank's notice ↗Before4 Reward Points per ₹150 (~1.33% at ₹0.50/point)Now4 Reward Points per ₹200 (~1% at ₹0.50/point)Reduced15 May 2026
Dynamic Currency Conversion markup revised to 1.75%
Bank's notice ↗BeforeNot offeredNow1.75% on INR-billed international / foreign-registered transactionsReduced15 May 2026
Dynamic currency conversion markup raised to 1.75%
Bank's notice ↗Before1% markupNow1.75% markup
Reduced15 May 2026
Base earn rate cut ~25% (per ₹150 → per ₹200)
Bank's notice ↗Before1 CashPoint per ₹150Now1 CashPoint per ₹200Reduced15 May 2026
Dynamic currency conversion markup raised to 1.75%
Bank's notice ↗Before1% markupNow1.75% markup
Reduced15 May 2026
Dynamic currency conversion markup raised to 1.75%
Bank's notice ↗Before1% markupNow1.75% markup
Reduced15 May 2026
Dynamic currency conversion markup raised to 1.75%
Bank's notice ↗Before1% markupNow1.75% markup
Reduced15 May 2026
Dynamic currency conversion markup raised to 1.75%
Bank's notice ↗Before1% markupNow1.75% markup
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →












