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HDFC Bank UPI RuPay Credit Card: Every Change

Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.

  • 5Changes
  • 1Card
  • 4Reduced

View HDFC Bank UPI RuPay Credit Card →All card changes

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May 2026

July 2025

  • HDFC Bank UPI RuPay Credit Card
    HDFC Bank UPI RuPay Credit CardHDFC Bank · 3 changes
    View card

    • Reduced1 Jul 2025

      1% fee added on rent, wallet loads and online gaming

      BeforeNo category surcharge on rent, wallet loads or gaming
      Now1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
      Bank's notice ↗

    • Reduced1 Jul 2025

      1% fee on utilities above Rs 50,000 and on third-party education payments

      BeforeNo surcharge on utility or education payments
      Now1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
      Bank's notice ↗

    • Reduced1 Jul 2025

      Insurance reward points capped, online gaming stops earning

      BeforeInsurance uncapped on most cards; online skill-based gaming earned points
      NowInsurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
      Bank's notice ↗

April 2023

Showing 5 of 5

Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.

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