HDFC Diners Club Black Metal Edition: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 5Changes
- 1Card
- 5Reduced
View HDFC Diners Club Black Metal Edition →All card changes
Get an email when the HDFC Diners Club Black Metal Edition's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
July 2026
Reduced1 Jul 2026
SmartBuy brand-voucher earning capped at 3,000 RP/mo
Bank's notice ↗BeforeUp to 10,000 RP/mo via vouchers (Metal)Now3,000 RP/mo via Brand Vouchers
May 2026
Reduced15 May 2026
Dynamic currency conversion markup raised to 1.75%
Bank's notice ↗Before1% markupNow1.75% markup
July 2025
Reduced1 Jul 2025
1% fee added on rent, wallet loads and online gaming
Bank's notice ↗BeforeNo category surcharge on rent, wallet loads or gamingNow1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)Reduced1 Jul 2025
1% fee on utilities above Rs 50,000 and on third-party education payments
Bank's notice ↗BeforeNo surcharge on utility or education paymentsNow1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party appsReduced1 Jul 2025
Insurance reward points capped, online gaming stops earning
Bank's notice ↗BeforeInsurance uncapped on most cards; online skill-based gaming earned pointsNowInsurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →



