LIC Classic Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 7Changes
- 1Card
- 4Reduced
View LIC Classic Credit Card →All card changes
Get an email when the LIC Classic Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
October 2026
Reduced26 Oct 2026
International spends stop earning reward points
Bank's notice ↗BeforeReward points on international spends at the card's own rateNowNo reward points on international spends
September 2026
Changed15 Sept 2026
Forex markup removed
Bank's notice ↗Before1% to 3.5%, depending on the cardNow0% (nil)Changed9 Sept 2026
Forex markup removed
Bank's notice ↗Before1% to 3.5%, depending on the cardNow0% (nil)
January 2026
Changed18 Jan 2026
Bonus reward points on travel booked in the IDFC FIRST app
Bank's notice ↗BeforeNo app-booking bonusNow45X bonus on hotels, 20X bonus on flightsReduced18 Jan 2026
FASTag folded into the capped Essentials bucket
Bank's notice ↗BeforeFASTag earned 3X outside the Essentials ceilingNowFASTag counts within Essentials, still 3X, but sharing its 300 RP/cycle ceilingReduced18 Jan 2026
Fair-usage fees on heavy FASTag and railway spends
Bank's notice ↗BeforeNo FASTag or railway spend feeNow1% fee above ₹10,000 FASTag or ₹25,000 railway per cycleReduced18 Jan 2026
Whole cycle's reward points forfeited if minimum due is missed
Bank's notice ↗BeforePoints accrued regardless of payment behaviourNowNo points for any cycle where the minimum amount due is unpaid by the due date
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
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GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →



