Axis Bank
Axis Bank Burgundy Private Credit Card
Data last verified: 24 October 2026
- Joining fee₹1,00,000 + GST
- Annual fee₹1,00,000 + GST
- Reward rate6% on most spends
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
- Joining fee₹1,00,000 + GST
- Annual fee₹1,00,000 + GST
- Forex markup0%
- Interest (APR)1.5% a month, 18% a year
01Axis Bank Burgundy Private Credit Card Rewards and Benefits
02Axis Bank Burgundy Private Credit Card Annual Fee and Charges
- Joining fee
- ₹1,00,000 + GST
- Annual fee
- ₹1,00,000 + GST
- Spend-based waiver
- None
- Rewards redemption fee
- Nil
- Forex markup
- 0%
- Interest rate
- 1.5% a month (18% a year)
- Fuel surcharge waiver
- Yes
- Card replacement
- Not published
03What It's Worth, in Rupees
If you spend ₹20,000 a month on this card:
- ₹20,000 on everything else, earning 6%₹1,200
- Back each month, ₹14,400 a year₹1,200
- Annual fee with 18% GST−₹1,18,000
- It costs you each year₹1,03,600
Worked out from this card's reward rates, caps and fee in our data; a rate limited to named merchants is not counted here. Your own spending will differ: see what this card is worth at your spend.
Good for
- Frequent flyers: unlimited airport lounge visits
- Spending abroad: 0% markup, most cards add 3.5%
Skip it if…
- you spend less than ₹1,64,000 a month: below that the ₹1,18,000 fee costs more than the rewards
- most of your spending is fuel, utility bills or government payments: those earn nothing on this card
- you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
- you sometimes pay only the minimum due: interest of 1.5% a month (18% a year) outweighs any reward
04How Axis Bank Burgundy Private Credit Card earns Rewards
6% on most spends.
| Spend category | Rate | Monthly cap | Where it applies |
|---|---|---|---|
| UPI payments (scan and pay) | Earns nothing | - | a Visa or Mastercard card cannot pay by UPI |
| Online shopping | 6% | No cap | The card's normal rate |
| Dining and food delivery | 6% | No cap | The card's normal rate |
| Groceries | 6% | No cap | The card's normal rate |
| Travel: flights, hotels, trains | 6% | No cap | The card's normal rate |
| Fuel | Earns nothing | - | earns nothing on this card |
| Bills and recharges | Earns nothing | - | earns nothing on this card |
| Rent | 6% | ₹6,000 | All merchants in the categoryTerms: 15 EDGE points per ₹200, but only the first ₹1,00,000 of rent a month earns, Axis caps the eligible rent SPEND, not the points, so 7,500 points expresses that rupee bar in points |
| Insurance premiums | 6% | ₹4,800 | All merchants in the categoryTerms: 15 EDGE points per ₹200, capped at 6,000 EDGE points a month on insurance since 20 Apr 2024 |
| School and college fees | 6% | No cap | The card's normal rate |
| Wallet top-ups | 6% | No cap | The card's normal rate |
| Taxes and government payments | Earns nothing | - | earns nothing on this card |
| Spend abroad or in a foreign currency | 6% | No cap | The card's normal rate |
| Everything else | 6% | No cap | The card's normal rate |
Terms on the base rate. 15 EDGE Reward Points per ₹200, ≈6% at the ₹0.80/point this card's 5:4 transfer ratio supports, ≈1.5% on the EDGE catalogue at ₹0.20. Transferable to 24 airline & hotel partners. Rent and insurance carry their own capped rows above.
Point value. 1 point is worth about ₹0.8 at the bank's stated value.
05Axis Bank Burgundy Private Credit Card Lounge Access and Travel
Domestic lounge access is unlimited, international is unlimited, through Priority Pass with Priority Pass. Guests get 12 visits a year. Unlimited domestic and international airport lounge access for primary and add-on cardholders, plus 12 complimentary guest visits and 8 airport meet-and-assist services a year. From 28 Aug 2026 Priority Pass no longer opens Indian domestic lounges, show . Spending abroad carries a 0% forex markup; rewards on it: 6% back (the normal rate). See what it costs on your trip
Also on the card. concierge service, fuel surcharge waiver, golf privileges, hotel membership, airport lounge access, movie ticket offers.
- Concierge service: 24x7 dedicated concierge for flight and restaurant bookings, shopping assistance and travel arrangements
- Fuel surcharge waiver: 1% fuel-surcharge waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per statement cycle, but fuel earns no points here, and cumulative fuel spend over ₹50,000 attracts a separate 1% fee
- Golf privileges: Up to 50 complimentary domestic golf rounds or lessons a year plus 4 complimentary international rounds or lessons
- Hotel membership: Complimentary Club Marriott, Accor Plus, Taj Epicure and EazyDiner Prime memberships for hotel and dining privileges across India and abroad
- Airport lounge access: Unlimited domestic and international airport lounge access for primary and add-on cardholders, plus 12 complimentary guest visits and 8 airport meet-and-assist services a year. From 28 Aug 2026 Priority Pass no longer opens Indian domestic lounges, show the card and boarding pass.
- Movie ticket offers: Buy one ticket on BookMyShow and get up to ₹500 off a second movie ticket, or up to ₹1,000 off a non-movie ticket
06Recent Changes
What Axis Bank changed on this card recently. The facts on this page already reflect them.
| Date | Change | Before | Now |
|---|---|---|---|
| 15 Nov 2026 | Reduced: Complimentary memberships renew only if you opt inSource: Axis Bank | Memberships renewed automatically each year | Renewed only with the cardholder's explicit consent |
| 22 Sept 2026 | Changed: Accor ALL returns as a transfer partner, in Group ASource: Axis Bank | Accor ALL unavailable since 2 April 2026 | Accor ALL back, in Group A |
| 22 Sept 2026 | Changed: Cathay Asia Miles, Lufthansa Miles & More and Hilton Honors addedSource: Axis Bank | None of the three available | Asia Miles in Group A; Miles & More and Hilton Honors in Group B |
| 22 Sept 2026 | Reduced: Club ITC removed as a transfer partnerSource: Axis Bank | Club ITC available | Club ITC removed |
| 22 Sept 2026 | Reduced: Flying Blue, Air India and Qantas moved into the smaller Group A transfer capSource: Axis Bank | Group B (the larger annual transfer allowance) | Group A (a quarter of the Group B allowance); ratios unchanged |
See this card's change history → · All card changes in November 2026 →
07Cards Similar to Axis Bank Burgundy Private Credit Card
Axis Bank Burgundy Private Credit Card is a rewards card. The two below are the closest on SkyloFin; open any of them, or put them side by side.
| Feature | Axis Bank Burgundy Private Credit Card |  Federal Scapia Credit card |  SBI BPCL Credit Card |
|---|---|---|---|
| Joining fee | ₹1,00,000 + GST | Lifetime free | ₹499 + GST |
| Annual fee | ₹1,00,000 + GST | Lifetime free | ₹499 + GST |
| Rewards | 6% on most spends | 2% on most spends; 4% only at partner merchants | 0.25% base, up to 1.25% on dining; 3.25% only at partner merchants |
| Domestic lounge | Unlimited | Unlimited | Not included |
| Forex markup | 0% | 0% | 3.5% |
| Type | Rewards | Travel | Fuel |
08Explore More
Card facts last verified 24 October 2026.
Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
Never Miss Your Axis Bank Burgundy Private Credit Card Bill
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Common Questions
What is the joining fee for the Axis Bank Burgundy Private Credit Card?
The joining fee is ₹1,00,000 + GST. Check the bank's page before you apply, because fees change and promotional waivers come and go.
What is the annual fee for the Axis Bank Burgundy Private Credit Card?
The annual fee is ₹1,00,000 + GST.
Does the Axis Bank Burgundy Private Credit Card give airport lounge access?
Yes. Domestic lounge access is unlimited, international is unlimited, through Priority Pass with Priority Pass. Check the bank's page for the current rules, because lounge programmes change.
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with Axis Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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