Every message that asks a friend for money carries your UPI details, so they can pay from Google Pay, PhonePe, Paytm or any UPI app. SkyloFin asks for them the first time you send such a message: Before you send: add where friends should pay you.
Add your UPI details
- UPI number (mobile): the number linked to your UPI app. It can be different from your SkyloFin login, so SkyloFin only suggests your profile number; check it.
- UPI ID: in Google Pay, PhonePe or Paytm, look under Profile > UPI ID. Add one or both.
- Tick I checked these in my UPI app. Money sent here comes to me. and tap Save and Continue. The message then opens.
If you change either field, tick the box again. If you go back without saving, nothing is sent.
Change them later
Tap Pay Ways in the Split footer, change the number or ID and tap Save. It is also in your Profile, under Money.
Tip: Your UPI details stay on your phone and go only into the messages you choose to send. Friends pay you directly in their own UPI app; SkyloFin never handles the money.


