Credit Card Changes in India, 2025
Every change banks made to their credit cards in 2025: fees, rewards, benefits and lounges, counted by bank, kind and month.
- 249Changes
- 74%Were cuts
- 122Cards affected
The year in four lines
- 249 changes to 122 cards from 13 banks.
- 74% of them were cuts (184); the rest were launches, neutral changes or improvements.
- The most changed: fees and charges, 83 changes, 98% of them cuts.
- HDFC Bank changed the most (53); the busiest month was Jul (96).
By month
By kind of change
By bank
Cards changed most
cuts other changes
Use these numbers
Free to quote and republish. Please credit and link:
SkyloFin, "Credit Card Changes in India, 2025", https://www.skylofin.com/credit-cards/changes/report/2025Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
Common Questions
How many credit card changes did banks make in 2025?
We recorded 249 changes to 122 cards from 13 banks. 74% of them took something away from cardholders.
What counts as a cut?
A change that leaves the cardholder worse off: a higher fee, a lower reward rate, a benefit removed or made harder to get (for example lounge access that now needs a minimum spend). Launches, network changes and neutral rewordings are not counted as cuts.
Where does the data come from?
From CardAdvisor's India credit card facts dataset, checked against the bank's own notice wherever one is linked. Each change on our changes pages links to its source.
Can I use these numbers?
Yes. Please credit and link "SkyloFin, Credit Card Changes in India 2025" (https://www.skylofin.com/credit-cards/changes/report/2025). The full list is available as a CSV on this page.
