Credit Card Changes in June 2025
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 12Changes
- 7Cards
- 5Reduced
Get an email when credit cards we list change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
June 2025
Changed20 Jun 2025
Reward-earn exclusions move from MCC to spend-category
Bank's notice ↗BeforeExcluded spends identified by 4-digit Merchant Category CodeNowSame spends identified by named spend category
Changed20 Jun 2025
Exclusion identification switched from MCC codes to spend category
Bank's notice ↗BeforeExcluded categories (Rent, Wallet, Utility outside Freecharge, etc.) identified by 4-digit Merchant Category CodeNowSame categories identified by spend-category label instead of MCC
Changed20 Jun 2025
Reward-exclusion method switched from MCC to spend category
Bank's notice ↗BeforeMCC-basedNowspend-category-based
Reduced20 Jun 2025
Complimentary domestic lounge access withdrawn
Bank's notice ↗Before4 complimentary domestic lounge visits/yearNowNoneReduced20 Jun 2025
Unlimited 5% ends, ₹4,000/quarter caps added; Myntra raised to 7.5%
Bank's notice ↗BeforeUnlimited 5% on Flipkart & Cleartrip; 1% on MyntraNow5% Flipkart & 5% Cleartrip each capped ₹4,000/quarter; Myntra 7.5% capped ₹4,000/quarter
Changed12 Jun 2025
RuPay UPI dual-network variant added
Bank's notice ↗
Changed1 Jun 2025
Bonus travel earning added on the Travel & Shop portal
Bank's notice ↗BeforeBase points only on travel bookingsNowUp to 50 bonus RP/₹150 on hotels, 20 bonus RP/₹150 on flights (base 10 RP/₹150)Changed1 Jun 2025
Relaunch adds welcome & renewal reward bonuses
Bank's notice ↗BeforeNo headline welcome-point bonusNow50,000 welcome RP + Club ITC Culinaire; 25,000 RP on renewalChanged1 Jun 2025
Travel-portal redemption revalued to ₹1 per point
Bank's notice ↗Before1 RP = ₹0.25 everywhereNow1 RP = ₹1 on the FIRST Travel & Shop portal (₹0.25 elsewhere)
Reduced1 Jun 2025
Finance charge raised; 1% category fees added
Before3.5% per month finance charge; no category transaction feeNow3.75% per month; 1% fee on select categories over per-cycle limitsReduced1 Jun 2025
Reward point cash value cut ₹0.10 → ₹0.07
Bank's notice ↗Before₹0.10 per pointNow₹0.07 per point (min 2,000 points to redeem)Reduced1 Jun 2025
Several categories dropped from reward earning
Bank's notice ↗BeforeUtility, fuel, rent, education, insurance, government, wallet & gaming earned pointsNowThese categories earn nothing; utility capped at ₹35,000 per statement cycle
Showing 12 of 12
Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹1,000 a Year in India (2026)Credit cards with an annual fee of ₹1,000 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →









