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IDFC FIRST Private Credit Card: Every Change

Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.

  • 5Changes
  • 1Card
  • 1Reduced

View IDFC FIRST Private Credit Card →All card changes

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July 2026

  • IDFC FIRST Private Credit Card
    IDFC FIRST Private Credit CardIDFC First Bank · 2 changes
    View card

    • Changed17 Jul 2026

      Annual fee halved to ₹25,000; 50,000-point commencement benefit

      Before₹50,000 + GST
      Now₹25,000 + GST; 50,000 reward points credited on commencement-fee realization (cards issued on or after 17 Jul 2026)
      Bank's notice ↗

    • Reduced17 Jul 2026

      Spend-based milestones discontinued

      BeforeRenewal milestone reward points on annual spend
      NowNone, spend-based milestones discontinued
      Bank's notice ↗

June 2025

  • IDFC FIRST Private Credit Card
    IDFC FIRST Private Credit CardIDFC First Bank · 3 changes
    View card

    • Changed1 Jun 2025

      Bonus travel earning added on the Travel & Shop portal

      BeforeBase points only on travel bookings
      NowUp to 50 bonus RP/₹150 on hotels, 20 bonus RP/₹150 on flights (base 10 RP/₹150)
      Bank's notice ↗

    • Changed1 Jun 2025

      Relaunch adds welcome & renewal reward bonuses

      BeforeNo headline welcome-point bonus
      Now50,000 welcome RP + Club ITC Culinaire; 25,000 RP on renewal
      Bank's notice ↗

    • Changed1 Jun 2025

      Travel-portal redemption revalued to ₹1 per point

      Before1 RP = ₹0.25 everywhere
      Now1 RP = ₹1 on the FIRST Travel & Shop portal (₹0.25 elsewhere)
      Bank's notice ↗

Showing 5 of 5

Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.

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