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Kotak Mahindra Bank Credit Card Changes

Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.

  • 7Changes
  • 4Cards
  • 3Reduced
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May 2026

February 2026

June 2025

    • Reduced1 Jun 2025

      Finance charge raised; 1% category fees added

      Before3.5% per month finance charge; no category transaction fee
      Now3.75% per month; 1% fee on select categories over per-cycle limits
    • Reduced1 Jun 2025

      Reward point cash value cut ₹0.10 → ₹0.07

      Before₹0.10 per point
      Now₹0.07 per point (min 2,000 points to redeem)
      Bank's notice ↗
    • Reduced1 Jun 2025

      Several categories dropped from reward earning

      BeforeUtility, fuel, rent, education, insurance, government, wallet & gaming earned points
      NowThese categories earn nothing; utility capped at ₹35,000 per statement cycle
      Bank's notice ↗

January 2021

Showing 7 of 7

Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.

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