ICAI Exclusive BOBCARD Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 5Changes
- 1Card
- 4Reduced
View ICAI Exclusive BOBCARD Credit Card →All card changes
Get an email when the ICAI Exclusive BOBCARD Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
July 2025
Reduced1 Jul 2025
Finance charge raised to 3.75% per month
Bank's notice ↗Before3.25% per month (39% p.a.)Now3.75% per month (45% p.a.)Reduced1 Jul 2025
Minimum redemption raised to 1,000 points
Bank's notice ↗BeforeLower / no fixed minimumNow1,000 points minimumChanged1 Jul 2025
Utility bill payments earn reward points again
Bank's notice ↗BeforeNo reward points on utility billsNowCore reward points restored on utility bills
January 2025
Reduced1 Jan 2025
Domestic lounge access gated to ₹40,000/quarter spend
Bank's notice ↗Before3 visits/quarter, no spend gateNow3 visits/quarter after ₹40,000/quarter spendReduced1 Jan 2025
Processing fees added on wallet-load, high-value utility and fuel spends
Bank's notice ↗BeforeNo processing feesNow1% on wallet-load, ₹50k+ utility and ₹10k+ fuel
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →



