Credit Card Changes in December 2024
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 26Changes
- 26Cards
- 22Reduced
Get an email when credit cards we list change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
December 2024
Changed26 Dec 2024
Value-back now credited on the complete booking
Bank's notice ↗BeforeCardholder's fare onlyNowComplete booking
Changed26 Dec 2024
Value-back now credited on the complete booking
BeforeCardholder's fare onlyNowComplete booking
Reduced20 Dec 2024
Spend surcharges introduced, 1% on utilities above ₹25,000 a cycle
Bank's notice ↗BeforeNo surcharge on utility, wallet, fuel or gaming spends; 1% rent surcharge capped ₹1,500/txnNow1% on cumulative utility spends of ₹25,000+ per statement cycle; 1% on wallet loads of ₹10,000+; 1% on fuel of ₹50,000+; 1% on online skill-based gaming of ₹10,000+; 1% per rental transaction, uncapped; 1% on education payments via third-party apps
Reduced20 Dec 2024
Bank-wide charges revision: DCC markup raised, new surcharges added
Bank's notice ↗Before1% dynamic currency conversion markup; ₹100 cash payment at branch; 1% rent surcharge capped ₹1,500/txn; no wallet/fuel/utility spend surchargeNow1.5% dynamic currency conversion markup; ₹175 cash payment at branch; 1% rent surcharge uncapped; new 1% surcharge on wallet loads >₹10,000, fuel >₹50,000, utility bills >₹25,000; new 2% (min ₹500) auto-debit reversal fee; new ₹100/month penalty for two consecutive missed minimum-due payments
Reduced20 Dec 2024
Bank-wide charges revision: finance charge, DCC markup and new fees raised
Before3.6%/mo finance charge; 1% DCC markup; ₹100 branch cash-payment fee; no wallet/fuel/utility spend surchargeNow3.75%/mo finance charge; 1.5% DCC markup; ₹175 branch cash-payment fee; new 1% surcharges on high wallet-load/fuel/utility spends; new auto-debit-reversal and EDGE-linked fees
Changed20 Dec 2024
Finance charge held at 1.00%/month, not swept into the portfolio standardization
Before1.00%/month (12.68% p.a.)Now1.00%/month, unchanged, against a far higher portfolio standard
Reduced20 Dec 2024
Bank-wide charges revision
Bank's notice ↗
Reduced20 Dec 2024
Spend surcharges introduced across the Axis portfolio
Bank's notice ↗BeforeNo surcharge on utility, wallet, fuel or gaming spends; 1% rent surcharge capped ₹1,500/txnNow1% on cumulative utility spends of ₹25,000+ per statement cycle; 1% on wallet loads of ₹10,000+; 1% on fuel of ₹50,000+; 1% on online skill-based gaming of ₹10,000+; 1% per rental transaction, uncapped; 1% on education payments via third-party apps
Reduced20 Dec 2024
Bank-wide charges revision, finance charge standardized, new fees added
Bank's notice ↗
Reduced20 Dec 2024
Portfolio-wide charges revision, EDGE fees introduced, finance charge standardised
Bank's notice ↗BeforeNo EDGE redemption or partner-conversion fee; 3.60%/month finance charge; DCC markup 1%; ₹100 branch cash payment; 1% rent surcharge capped at ₹1,500 per transactionNow₹99 per EDGE redemption and ₹199 per partner conversion; 3.75%/month finance charge; DCC markup 1.5%; ₹175 branch cash payment; 1% rent surcharge uncapped; new 1% fees on wallet loads over ₹10,000, fuel over ₹50,000 and utilities over ₹25,000 per statement cycle
Reduced20 Dec 2024
Bank-wide charges revision, finance rate standardised, new ancillary fees added
Bank's notice ↗BeforePre-Dec-2024 fee scheduleNow3.75%/month finance charge; DCC markup 1% -> 1.5%; branch cash payment ₹100 -> ₹175; new fees added
Reduced20 Dec 2024
Bank-wide charges revision raises ancillary fees and standardises finance charge
Bank's notice ↗BeforePre-revision Axis charge scheduleNowFinance charge standardised to 3.75%/month; higher DCC, cash-payment and rent-surcharge fees; new penalty and threshold fees
Reduced20 Dec 2024
Bank-wide charges revision: DCC markup raised, new surcharges added
Bank's notice ↗Before1% dynamic currency conversion markup; ₹100 cash payment at branch; 1% rent surcharge capped ₹1,500/txn; no wallet/fuel/utility spend surchargeNow1.5% dynamic currency conversion markup; ₹175 cash payment at branch; 1% rent surcharge uncapped; new 1% surcharge on wallet loads >₹10,000, fuel >₹50,000, utility bills >₹25,000; new 2% (min ₹500) auto-debit reversal fee; new ₹100/month penalty for two consecutive missed minimum-due payments
Reduced20 Dec 2024
Bank-wide charges revision, finance charge raised, new surcharges and EDGE fees
Bank's notice ↗Before~3.6%/mo finance charge; 1% DCC markup; no wallet/fuel/utility surcharge; free EDGE redemptionNow3.75%/mo finance charge; 1.5% DCC markup; 1% surcharges on high wallet/fuel/utility spends; ₹99 EDGE redemption fee, ₹199 points-to-partner conversion fee
Reduced20 Dec 2024
Bank-wide charges revision, new ancillary fees, DCC markup raised
Bank's notice ↗BeforeDCC markup 1%; capped rent surcharge; no reversal feeNowDCC markup 1.5%; uncapped 1% rent surcharge; new reversal & high-spend fees
Reduced20 Dec 2024
Bank-wide charges revision raises ancillary fees
BeforeLower/absent ancillary fees; DCC markup 1%; branch cash payment ₹100NowFinance charge standardised to 3.75%/month; DCC markup 1.5%; branch cash payment ₹175; rent surcharge 1% uncapped; new auto-debit-reversal and minimum-due penalty fees
Changed17 Dec 2024
HSBC and Taj launch India's first super-premium hotel co-brand
Bank's notice ↗
Reduced1 Dec 2024
Digital gaming spends stop earning
Bank's notice ↗BeforeReward Points earnedNowNo Reward Points on MCC 5816, 7993, 7994
Reduced1 Dec 2024
1% fee introduced on large utility-bill payments
Bank's notice ↗BeforeNo fee on utility paymentsNow1% fee when utility payments exceed ₹50,000 in a billing cycle
Reduced1 Dec 2024
Digital gaming spends stop earning
Bank's notice ↗BeforeReward Points earnedNowNo Reward Points on MCC 5816, 7993, 7994
Showing 20 of 26
Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹1,000 a Year in India (2026)Credit cards with an annual fee of ₹1,000 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
