Axis Bank
Samsung Axis Bank Signature Credit Card
Data last verified: 11 October 2026
- Joining fee₹500 + GST
- Annual fee₹500 + GST
- Reward rate1% on most spends; 10% only at partner merchants
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
- Joining fee₹500 + GST
- Annual fee₹500 + GST
- Fee waiverOn ₹2 lakh spend a year
- Forex markup3.5%
- Interest (APR)3.75% a month, 45% a year
This card is built for Samsung buyers. Purchases at Samsung stores, the Samsung online shop and Samsung service centres earn 10% back, up to a monthly cap, which adds up quickly on a phone or a TV. Select apps such as Zomato earn extra reward points, and other spends earn about 1%.
It includes 4 domestic airport lounge visits a year. The fee is ₹500 a year, waived when you spend ₹2 lakh in the year.
It suits someone about to buy Samsung products who wants the discount as cashback. Away from Samsung the rewards are ordinary, so it works best alongside another card.
Best for: Buying a Samsung phone or appliance, Samsung users who upgrade often.
01Samsung Axis Bank Signature Credit Card Rewards and Benefits
02Samsung Axis Bank Signature Credit Card Annual Fee and Charges
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Spend-based waiver
- Annual fee waived on ₹2 lakh spend in a year (rent and wallet loads not counted)
- Rewards redemption fee
- Nil
- Forex markup
- 3.5%
- Interest rate
- 3.75% a month (45% a year)
- Fuel surcharge waiver
- Yes
- Card replacement
- Not published
03What It's Worth, in Rupees
If you spend ₹20,000 a month on this card:
- ₹20,000 on everything else, earning 1%₹200
- Back each month, ₹2,400 a year₹200
- Annual fee with 18% GST (waived at this spend)₹0
- In your pocket each year₹2,400
Worked out from this card's reward rates, caps and fee in our data; a rate limited to named merchants is not counted here. Your own spending will differ: see what this card is worth at your spend.
Good for
- Online shopping only at Samsung stores, Samsung eStore/Shop app, Samsung Service Centres: 10% back, up to ₹2,500 a month
- Online shopping only at Zomato, BigBasket, Tata 1mg, Myntra, Urban Company: 2% back
- Spending ₹16,667 or more a month: the ₹590 fee is waived
- Flyers: 4 airport lounge visits a year
Skip it if…
- you spend less than ₹16,667 a month (₹2,00,000 a year, rent and wallet loads not counted): the ₹590 fee is then charged
- most of your spending is fuel, rent, insurance or wallet top-ups: those earn nothing on this card
- you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
- you rarely spend on Samsung stores, Samsung eStore/Shop app, Samsung Service Centres: the 10% rate applies only there, everything else earns 1%
- you often pay in foreign currency: 3.5% is added to every foreign spend
- you sometimes pay only the minimum due: interest of 3.75% a month (45% a year) outweighs any reward
04Product Details
- 10% back on Samsung stores, online shop and service centres (capped monthly)
- Extra reward points on select apps
- 4 domestic lounge visits a year
- Fee waived on ₹2 lakh a year
05Pros and Cons
Pros
- Large return on Samsung purchases
- Low annual fee
- Domestic lounge access
Cons
- Monthly cap on the 10% Samsung cashback
- Ordinary rewards outside Samsung
- 3.5% markup on foreign spends
06How Samsung Axis Bank Signature Credit Card earns Rewards
1% on most spends; 10% only at partner merchants.
| Spend category | Rate | Monthly cap | Where it applies |
|---|---|---|---|
| UPI payments (scan and pay) | Earns nothing | - | a Visa or Mastercard card cannot pay by UPI |
| Online shopping | 1% | No cap | Anywhere else in the category |
| Online shopping, only at listed merchants | 10% | ₹2,500 | Only at: Samsung stores, Samsung eStore/Shop app, Samsung Service CentresTerms: 10% cashback on Samsung purchases; capped ₹2,500 a month and ₹10,000 a year. This card's T&C (dated Nov 2023) still lists Amazon and Flipkart, but Axis's Samsung Infinite T&C dropped Flipkart on 20-Dec-2024 and Amazon on 01-Jan-2026, confirm before relying on either marketplace. |
| Online shopping, only at listed merchants | 2% | No cap | Only at: Zomato, BigBasket, Tata 1mg, Myntra, Urban CompanyTerms: 10 EDGE Reward Points per ₹100 (about ₹2) on the five partner brands |
| Dining and food delivery | 1% | No cap | The card's normal rate |
| Groceries | 1% | No cap | The card's normal rate |
| Travel: flights, hotels, trains | 1% | No cap | The card's normal rate |
| Fuel | Earns nothing | - | earns nothing on this card |
| Bills and recharges | 1% | No cap | The card's normal rate |
| Rent | Earns nothing | - | earns nothing on this card |
| Insurance premiums | Earns nothing | - | earns nothing on this card |
| School and college fees | 1% | No cap | The card's normal rate |
| Wallet top-ups | Earns nothing | - | earns nothing on this card |
| Taxes and government payments | Earns nothing | - | earns nothing on this card |
| Spend abroad or in a foreign currency | 1% | No cap | The card's normal rate |
| Everything else | 1% | No cap | The card's normal rate |
Terms on the base rate. 5 EDGE Reward Points per ₹100 (about ₹1) on general and international spends
Point value. 1 point is worth about ₹0.2 at the bank's stated value.
07Samsung Axis Bank Signature Credit Card Lounge Access and Travel
Domestic lounge access is 4 visits a year. Spend Rs 50,000 in the previous quarter for domestic lounge access. Spending abroad carries a 3.5% forex markup; rewards on it: 1% back (the normal rate). See what it costs on your trip
Also on the card. fuel surcharge waiver, airport lounge access.
- Fuel surcharge waiver: 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, capped ₹500 per statement cycle
- Airport lounge access: 4 complimentary domestic airport lounge visits per calendar year, unlocked only by ₹50,000 of eligible spend in the previous 3 months
08Samsung Axis Bank Signature Credit Card Eligibility and Documents
- Age
- 18 to 70 years
- Employment
- Salaried or self-employed
Documents. PAN card Aadhaar / valid address proof Latest 3 months bank statement Income proof, salary slips (salaried) or ITR (self-employed) Recent passport-size photograph
09Recent Changes
What Axis Bank changed on this card recently. The facts on this page already reflect them.
| Date | Change | Before | Now |
|---|---|---|---|
| 28 Aug 2026 | Reduced: Dynamic currency conversion markup more than doubles to 3.5%Source: Axis Bank | 1.5% + GST | 3.5% + GST |
| 28 Aug 2026 | Reduced: New top late-payment slab of Rs 1,300 above Rs 50,000Source: Axis Bank | ₹1,200 on any total payment due above ₹10,000 | ₹1,200 from ₹10,001 to ₹50,000; ₹1,300 above ₹50,000 |
| 28 Aug 2026 | Reduced: Tolls and road fees stop earning rewards; gift cards split into their own categorySource: Axis Bank | Bridge fees, road fees and tolls earned at the normal rate | No rewards or cashback on bridge fees, road fees and tolls |
| 20 Dec 2024 | Reduced: Bank-wide charges revision, finance charge raised, new surcharges and EDGE feesSource: Axis Bank | ~3.6% a month finance charge; 1% DCC markup; no wallet/fuel/utility surcharge; free EDGE redemption | 3.75% a month finance charge; 1.5% DCC markup; 1% surcharges on high wallet/fuel/utility spends; ₹99 EDGE redemption fee, ₹199 points-to-partner conversion fee |
| 1 May 2024 | Reduced: Domestic lounge access made spend-gatedSource: Axis Bank | Complimentary domestic lounge visits, no spend condition | 4 visits/calendar year unlocked only with ₹50,000 spend in the previous 3 months |
See this card's change history → · All card changes in August 2026 →
10Cards Similar to Samsung Axis Bank Signature Credit Card
Samsung Axis Bank Signature Credit Card is a shopping card. The two below are the closest on SkyloFin; open any of them, or put them side by side.
| Feature | Samsung Axis Bank Signature Credit Card |  HSBC Live Plus Credit Card |  SBI Cashback Credit Card |
|---|---|---|---|
| Joining fee | ₹500 + GST | ₹999 + GST | ₹999 + GST |
| Annual fee | ₹500 + GST | ₹999 + GST | ₹999 + GST |
| Rewards | 1% on most spends; 10% only at partner merchants | 1.5% base, up to 10% on dining | 1% base, up to 5% on online shopping |
| Domestic lounge | 4 visits a year | 2 visits a year | Not included |
| Forex markup | 3.5% | 1.99% | 3.5% |
| Type | Shopping | Dining | Shopping |
11Explore More
Card facts last verified 11 October 2026.
Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
Never Miss Your Samsung Axis Bank Signature Credit Card Bill
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Common Questions
How much does the Samsung Axis card give on Samsung purchases?
10% back at Samsung stores, the Samsung online shop and service centres, up to a monthly cap.
What is the annual fee?
₹500 a year, waived when you spend ₹2 lakh in a year.
Does it include lounge access?
Yes, 4 domestic airport lounge visits a year.
What is the joining fee for the Samsung Axis Bank Signature Credit Card?
The joining fee is ₹500 + GST. Check the bank's page before you apply, because fees change and promotional waivers come and go.
What is the annual fee for the Samsung Axis Bank Signature Credit Card?
The annual fee is ₹500 + GST.
Does the Samsung Axis Bank Signature Credit Card give airport lounge access?
Yes. Domestic lounge access is 4 visits a year. Check the bank's page for the current rules, because lounge programmes change.
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with Axis Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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