Axis Bank Cashback Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
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Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
August 2026
Reduced28 Aug 2026
Dynamic currency conversion markup more than doubles to 3.5%
Bank's notice ↗Before1.5% + GSTNow3.5% + GSTReduced28 Aug 2026
New top late-payment slab of Rs 1,300 above Rs 50,000
Bank's notice ↗BeforeRs 1,200 on any total payment due above Rs 10,000NowRs 1,200 from Rs 10,001 to Rs 50,000; Rs 1,300 above Rs 50,000Reduced28 Aug 2026
Tolls and road fees stop earning rewards; gift cards split into their own category
Bank's notice ↗BeforeBridge fees, road fees and tolls earned at the normal rateNowNo rewards or cashback on bridge fees, road fees and tolls
December 2024
Reduced20 Dec 2024
Bank-wide charges revision: DCC markup raised, new surcharges added
Bank's notice ↗Before1% dynamic currency conversion markup; ₹100 cash payment at branch; 1% rent surcharge capped ₹1,500/txn; no wallet/fuel/utility spend surchargeNow1.5% dynamic currency conversion markup; ₹175 cash payment at branch; 1% rent surcharge uncapped; new 1% surcharge on wallet loads >₹10,000, fuel >₹50,000, utility bills >₹25,000; new 2% (min ₹500) auto-debit reversal fee; new ₹100/month penalty for two consecutive missed minimum-due payments
July 2024
Reduced15 Jul 2024
Category cashback replaced by tiered online-shopping cashback
Bank's notice ↗Before5% cashback on movie tickets, telephone bills and utility bill payments (each capped ₹100/month); 0.5% flat on all other spendsNowTiered cashback on net online spends, 2% up to ₹5,000, 5% up to ₹40,000, 7% above (total online cashback capped ₹4,000/month); 0.75% flat on offline/travel spends; 0.5% bonus on utilities capped ₹100/statement
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
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