Credit Card Changes in July 2024
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 11Changes
- 9Cards
- 9Reduced
Get an email when credit cards we list change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
July 2024
Reduced15 Jul 2024
Category cashback replaced by tiered online-shopping cashback
Bank's notice ↗Before5% cashback on movie tickets, telephone bills and utility bill payments (each capped ₹100/month); 0.5% flat on all other spendsNowTiered cashback on net online spends, 2% up to ₹5,000, 5% up to ₹40,000, 7% above (total online cashback capped ₹4,000/month); 0.75% flat on offline/travel spends; 0.5% bonus on utilities capped ₹100/statement
Changed15 Jul 2024
Legacy Citi First Citizen cardholders migrated to Axis
Bank's notice ↗BeforeFirst Citizen Citibank card (Citi India, Mastercard, launched 2002)NowAxis Bank Shoppers Stop Credit Card (Axis, Visa)
Reduced15 Jul 2024
Portfolio government-spend exclusion, not carried in this card's own T&C
Bank's notice ↗BeforeEarnedNowExcluded
Reduced15 Jul 2024
Portfolio government-spend exclusion, not carried in this card's own T&C
Bank's notice ↗BeforeEarnedNowExcluded
Changed15 Jul 2024
Rebranded to HSBC Live+ (relaunch)
Bank's notice ↗BeforeHSBC Cashback Credit Card · 3.5% monthly APR · no category exclusionsNowHSBC Live+ Credit Card · 3.75% monthly APR · no cashback on utility & EMI transactions
Reduced15 Jul 2024
Government transactions stop earning reward points
Bank's notice ↗BeforeEarnedNowExcluded
Reduced15 Jul 2024
Government transactions stop earning
BeforeReward Points earnedNowNo Reward Points on MCC 9311/9399 etc.Reduced1 Jul 2024
Cashback replaced by Reward Points
BeforeDirect cashback, auto-creditedNowReward Points (1 RP = Re 1), redeemed manually
Reduced15 Jul 2024
Government transactions stop earning
Bank's notice ↗BeforeReward Points earnedNowNo Reward Points on MCC 9311/9399 etc.Reduced1 Jul 2024
Cashback replaced by Reward Points
BeforeDirect cashback, auto-creditedNowReward Points (1 RP = Re.1), redeemed manually
Reduced15 Jul 2024
Government transactions stop earning reward points
Bank's notice ↗BeforeEarnedNowExcluded
Showing 11 of 11
Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →











