SBI IRCTC Platinum Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 5Changes
- 1Card
- 4Reduced
View SBI IRCTC Platinum Credit Card →All card changes
Get an email when the SBI IRCTC Platinum Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
April 2026
Reduced1 Apr 2026
Statement-credit redemption capped & blocked into 4,000-point multiples
Bank's notice ↗BeforeUnrestricted statement-credit redemption, any point quantityNowMax 60,000 RP/month; redeemable only in multiples of 4,000
November 2025
Reduced1 Nov 2025
1% fee on third-party education payments & wallet loads
Bank's notice ↗BeforeNo surcharge on education/wallet-load spendsNow1% fee on 3rd-party education fees & wallet loads over ₹1,000
December 2024
Changed26 Dec 2024
Value-back now credited on the complete booking
BeforeCardholder's fare onlyNowComplete booking
July 2024
Reduced15 Jul 2024
Government transactions stop earning reward points
Bank's notice ↗BeforeEarnedNowExcluded
April 2024
Reduced15 Apr 2024
Reward points removed on rent payments (MCC 6513)
Bank's notice ↗BeforeBase RP earned on rent paymentsNowNo RP on rent payments (MCC 6513)
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
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GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →
