Best Credit Cards for Education Fees

School and college fees paid by card. Ranked by what each card pays back on ₹5,000 a month, never by what a bank pays us.

10Cards ranked
6%Top rate

1
Axis Bank Burgundy Private Credit Card
6% on education fees (the card's base rate)
On ₹5,000 a month
₹300 back
A year
₹3,600
Annual fee
₹1,18,000 incl. GST
Apply Worth it for me?
2
Axis Bank Atlas Credit Card
4% on education fees (the card's base rate)
On ₹5,000 a month
₹200 back
A year
₹2,400
Annual fee
₹5,900 incl. GST
Apply Worth it for me?
3
HDFC Diners Club Black Metal Edition
3.33% on education fees (the card's base rate)
On ₹5,000 a month
₹167 back
A year
₹2,004
Annual fee
₹11,800 incl. GST
Apply Worth it for me?
4
HDFC Bank Infinia Metal Credit Card
3.3% on education fees (the card's base rate)
On ₹5,000 a month
₹165 back
A year
₹1,980
Annual fee
₹14,750 incl. GST
Apply Worth it for me?
5
Miles & More Axis Bank World Select Credit Card
3% on education fees (the card's base rate)
On ₹5,000 a month
₹150 back
A year
₹1,800
Annual fee
₹5,310 incl. GST
Apply Worth it for me?
6
HSBC Premier World Mastercard
3% on education fees, up to ₹3,000 a month
On ₹5,000 a month
₹150 back
A year
₹1,800
Annual fee
₹23,600 incl. GST
Apply Worth it for me?
7
Axis Bank Reserve Credit Card
3% on education fees (the card's base rate)
On ₹5,000 a month
₹150 back
A year
₹1,800
Annual fee
₹59,000 incl. GST
Apply Worth it for me?
8
Axis Bank Magnus Credit Card
2.4% on education fees (the card's base rate)
On ₹5,000 a month
₹120 back
A year
₹1,440
Annual fee
₹14,750 incl. GST
Apply Worth it for me?
9
Federal Scapia Credit card
2% on education fees (the card's base rate)
On ₹5,000 a month
₹100 back
A year
₹1,200
Annual fee
Lifetime free
Apply Worth it for me?
10
Miles & More Axis Bank World Credit Card
2% on education fees (the card's base rate)
On ₹5,000 a month
₹100 back
A year
₹1,200
Annual fee
₹4,130 incl. GST
Apply Worth it for me?

Not ranked, because their terms state no rate on education fees: AU Business Cashback Rupay Credit Card, AU InstaPay Credit Card, AU NOMO Credit Card, AU Zaggle Credit Card, Axis Bank Primus Credit Card, DCB Novio Credit Card, Equitas Bank PowerMiles Credit Card, Equitas Bank Selfe Credit Card, Equitas Bank Tiga Credit Card, HDFC Bank Diners Club Privilege Credit Card, HDFC Bank Freedom Credit Card, HDFC BizBlack Credit Card and 16 more. 88 more cards earn nothing here.

Worked out from each card's published reward rate and monthly cap. Your spending elsewhere and the fee also matter: use Is this card worth its fee? for your own numbers.

Common Questions

Which is the best credit card for education fees?

On our data, Axis Bank Burgundy Private Credit Card pays the most: 6%, about ₹3,600 a year on ₹5,000 a month. The best card for you also depends on your other spending and the fee.

How are these cards ranked?

By what each card pays back on ₹5,000 a month in this category or at this brand, from the bank's published rate and monthly cap. A rate the bank limits to named merchants or its own portal is shown as a note, not ranked, on a category page. A card whose terms state no rate here is not ranked at all. Cards that pay the same are ordered by the lower annual fee. What a bank pays SkyloFin is never part of the ranking.

Are the rates guaranteed?

No. Banks change rates and caps; each card's page shows its recent changes and its source. Check the bank's terms before you apply.

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