Best Credit Cards for Zomato

Food orders on Zomato. Ranked by what each card pays back on ₹5,000 a month, never by what a bank pays us.

10Cards ranked
10%Top rate

1
HSBC Live Plus Credit Card
10% on Zomato at Swiggy, Zomato, restaurant dining, up to ₹1,200 a month
On ₹5,000 a month
₹500 back
A year
₹6,000
Annual fee
₹1,179 incl. GST
Apply Worth it for me?
2
RBL Bank Cookies Credit Card
10% on Zomato only at Zomato, Myntra, Uber, up to ₹900 a month
On ₹5,000 a month
₹500 back
A year
₹6,000
Annual fee
₹1,416 incl. GST
Apply Worth it for me?
3
HSBC RuPay Cashback Credit Card
10% on Zomato at Swiggy, Zomato, restaurant dining, up to ₹400 a month
On ₹5,000 a month
₹400 back (capped)
A year
₹4,800
Annual fee
₹589 incl. GST
Apply Worth it for me?
4
Axis Bank Airtel Credit Card
10% on Zomato only at Zomato, District Movies, up to ₹400 a month
On ₹5,000 a month
₹400 back (capped)
A year
₹4,800
Annual fee
₹590 incl. GST
Apply Worth it for me?
5
CheQ AU Credit Card
6% on Zomato only at CheQ app utility bills and CheQ Travel; partner brands Amazon, Flipkart, Zomato, BigBasket and Apple products at Unicorn, on the Visa card or CheQ UPI, up to ₹6,000 a month
On ₹5,000 a month
₹300 back
A year
₹3,600
Annual fee
Lifetime free
Apply Worth it for me?
6
HDFC PIXEL Play Credit Card
5% on Zomato only at Chosen cashback packs, BookMyShow & Zomato, MakeMyTrip & Uber, Blinkit & Reliance Smart Bazaar, Croma & Reliance Digital, or Nykaa & Myntra, up to ₹500 a month
On ₹5,000 a month
₹250 back
A year
₹3,000
Annual fee
₹590 incl. GST
Apply Worth it for me?
7
PhonePe HDFC Bank Ultimo Credit Card
5% on Zomato only at Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato, up to ₹500 a month
On ₹5,000 a month
₹250 back
A year
₹3,000
Annual fee
₹1,179 incl. GST
Apply Worth it for me?
8
HDFC Bank Diners Club Privilege Credit Card
5% on Zomato only at Swiggy, Zomato, up to ₹1,250 a month
On ₹5,000 a month
₹250 back
A year
₹3,000
Annual fee
₹1,180 incl. GST
Apply Worth it for me?
9
HDFC Millennia Credit Card
5% on Zomato only at Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, SonyLIV, Swiggy, Tata CLiQ, Uber, Zomato, up to ₹1,000 a month
On ₹5,000 a month
₹250 back
A year
₹3,000
Annual fee
₹1,180 incl. GST
Apply Worth it for me?
10
Axis Bank ACE Credit Card
4% on Zomato only at Swiggy, Zomato, Ola, up to ₹500 a month
On ₹5,000 a month
₹200 back
A year
₹2,400
Annual fee
₹589 incl. GST
Apply Worth it for me?

Worked out from each card's published reward rate and monthly cap. Your spending elsewhere and the fee also matter: use Is this card worth its fee? for your own numbers.

Common Questions

Which is the best credit card for Zomato?

On our data, HSBC Live Plus Credit Card pays the most: 10% at Swiggy, Zomato, restaurant dining, about ₹6,000 a year on ₹5,000 a month. The best card for you also depends on your other spending and the fee.

How are these cards ranked?

By what each card pays back on ₹5,000 a month in this category or at this brand, from the bank's published rate and monthly cap. A rate the bank limits to named merchants or its own portal is shown as a note, not ranked, on a category page. A card whose terms state no rate here is not ranked at all. Cards that pay the same are ordered by the lower annual fee. What a bank pays SkyloFin is never part of the ranking.

Are the rates guaranteed?

No. Banks change rates and caps; each card's page shows its recent changes and its source. Check the bank's terms before you apply.

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