Best Credit Cards for Flipkart
Shopping on Flipkart. Ranked by what each card pays back on ₹5,000 a month, never by what a bank pays us.
- 10Cards ranked
- 6%Top rate
- 1
CheQ AU Credit Card6% on Flipkart only at CheQ app utility bills and CheQ Travel; partner brands Amazon, Flipkart, Zomato, BigBasket and Apple products at Unicorn, on the Visa card or CheQ UPI, up to ₹6,000 a month
- On ₹5,000 a month
- ₹300 back
- A year
- ₹3,600
- Annual fee
- Lifetime free
- 2
Flipkart Axis Bank Super Elite Credit Card6% on Flipkart only at Flipkart (Flipkart Plus members; non-Plus earn 6 SuperCoins per ₹100)
- On ₹5,000 a month
- ₹300 back
- A year
- ₹3,600
- Annual fee
- ₹590 incl. GST
- 3
Flipkart Axis Bank Credit Card5% on Flipkart only at Flipkart, Cleartrip
- On ₹5,000 a month
- ₹250 back
- A year
- ₹3,000
- Annual fee
- ₹590 incl. GST
- 4
SBI Flipkart Credit Card5% on Flipkart only at Flipkart, Shopsy & Flipkart Travel, up to ₹1,333 a month
- On ₹5,000 a month
- ₹250 back
- A year
- ₹3,000
- Annual fee
- ₹590 incl. GST
- 5
Swiggy Ornge HDFC Bank Credit Card5% on Flipkart only at Amazon, Flipkart, Nykaa, Ajio, Cleartrip, Netflix, Uber, Croma and other select online, up to ₹1,500 a month
- On ₹5,000 a month
- ₹250 back
- A year
- ₹3,000
- Annual fee
- ₹590 incl. GST
- 6
PhonePe HDFC Bank Ultimo Credit Card5% on Flipkart only at Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato, up to ₹500 a month
- On ₹5,000 a month
- ₹250 back
- A year
- ₹3,000
- Annual fee
- ₹1,179 incl. GST
- 7
HDFC Millennia Credit Card5% on Flipkart only at Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, SonyLIV, Swiggy, Tata CLiQ, Uber, Zomato, up to ₹1,000 a month
- On ₹5,000 a month
- ₹250 back
- A year
- ₹3,000
- Annual fee
- ₹1,180 incl. GST
- 8
Swiggy BLCK HDFC Bank Credit Card5% on Flipkart only at Amazon, Flipkart, Myntra, Nykaa, Cleartrip, BookMyShow, cabs and other select online, up to ₹1,500 a month
- On ₹5,000 a month
- ₹250 back
- A year
- ₹3,000
- Annual fee
- ₹1,180 incl. GST
- 9
HDFC PIXEL Play Credit Card3% on Flipkart only at One chosen e-commerce platform, Amazon, Flipkart or PayZapp, up to ₹500 a month
- On ₹5,000 a month
- ₹150 back
- A year
- ₹1,800
- Annual fee
- ₹590 incl. GST
- 10
HDFC MoneyBack+ Credit Card2% on Flipkart only at Flipkart, Amazon, Swiggy, Reliance Smart, BigBasket, up to ₹500 a month
- On ₹5,000 a month
- ₹100 back
- A year
- ₹1,200
- Annual fee
- ₹590 incl. GST
Worked out from each card's published reward rate and monthly cap. Your spending elsewhere and the fee also matter: use Is this card worth its fee? for your own numbers.
Common Questions
Which is the best credit card for Flipkart?
On our data, CheQ AU Credit Card pays the most: 6% at CheQ app utility bills and CheQ Travel; partner brands Amazon, Flipkart, Zomato, BigBasket and Apple products at Unicorn, on the Visa card or CheQ UPI, about ₹3,600 a year on ₹5,000 a month. The best card for you also depends on your other spending and the fee.
How are these cards ranked?
By what each card pays back on ₹5,000 a month in this category or at this brand, from the bank's published rate and monthly cap. A rate the bank limits to named merchants or its own portal is shown as a note, not ranked, on a category page. A card whose terms state no rate here is not ranked at all. Cards that pay the same are ordered by the lower annual fee. What a bank pays SkyloFin is never part of the ranking.
Are the rates guaranteed?
No. Banks change rates and caps; each card's page shows its recent changes and its source. Check the bank's terms before you apply.
Guides in Plain Words
Short reads that explain how it works before you decide.
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →


